SCA Collections

Who is SCA Collections?

SCA Collections, Inc. is a debt collection agency based in Greenville, North Carolina. Their primary role is to recover unpaid debts on behalf of their clients.

If you have an outstanding bill that has been sent to collections, you might see SCA Collections listed on your credit report as a collections account.

Who does SCA Collections collect for?

SCA Collections specializes in providing accounts receivable services and debt recovery for the medical industry. They primarily work with healthcare providers, such as hospitals, clinics, and private practices, to collect unpaid medical bills. These can range from routine check-ups and emergency room visits to major surgeries.

Is SCA Collections legit or a scam?

SCA Collections is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove SCA Collections from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

SCA Collections, Inc. Contact Information

Address:

SCA Collections, Inc.
5043, 300 East Arlington Boulevard Suite 6A
Greenville, NC 27858

Mailing address:

SCA Collections, Inc.
P.O. Box 876
Greenville, NC 27835

Phone number: (800) 334-7713

Should I contact or pay SCA Collections?

It’s best to avoid speaking to a debt collection company on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with SCA Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like SCA Collections on behalf of their clients.

Will SCA Collections sue me or garnish my wages?

SCA Collections, Inc. does have the legal authority to sue you for an unpaid debt. If they win the lawsuit, they may be granted a judgment by the court, which could lead to wage garnishment, a lien on your property, or a levy on your bank account. However, this is typically a last resort for debt collectors, as the legal process can be lengthy and costly.

SCA Collections, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with SCA Collections, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for SCA Collections, Inc. to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• SCA Collections may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• SCA Collections must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• SCA Collections cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove SCA Collections From Your Credit Report Today!

Credit Saint can assist you in disputing SCA collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.