Who is Blitt and Gaines, P.C.?
Blitt and Gaines, P.C. is a debt collection agency and law firm with its main office located in Vernon Hills, Illinois. This firm also has offices in several other locations across the Midwest, including Naperville, Illinois; Indianapolis, Indiana; Merrillville, Indiana; Des Moines, Iowa; Overland Park, Kansas; St. Louis, Missouri; and Milwaukee, Wisconsin.
If you see Blitt and Gaines listed on your credit report as a collections account, it means you have an unpaid bill that this firm is trying to collect.
Who does Blitt & Gaines collect for?
Blitt & Gaines, P.C. collects both consumer and commercial debt across various industries. This includes, but is not limited to, debts related to healthcare, credit cards, utilities, personal loans, student loans, and business services.
Is Blitt & Gaines legit or a scam?
Blitt & Gaines, PC is a legitimate company. They are authorized and legally permitted to collect debts on behalf of their clients. However, it is essential to verify any debts they claim you owe before making any payments.
How can I remove Blitt and Gaines from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Professional credit repair services work with people who want to get their credit back on track.
In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Blitt & Gaines Contact Information
Blitt and Gaines, P.C.
775 Corporate Woods Parkway
Vernon Hills, IL 60061
Phone number: (888) 920-0620 or (847) 403-4900
Should I contact or pay Blitt & Gaines?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Blitt & Gaines is to work with a credit repair professional. They help remove millions of negative items every year from companies like Blitt & Gaines on behalf of their clients.
Will Blitt & Gaines sue me or garnish my wages?
Blitt & Gaines, P.C. does have the ability to sue you for unpaid debts. If they choose to take this route and a court rules in their favor, the judgment may allow them to garnish your wages or levy your bank account to recover the owed debt, depending on your state’s laws.
However, it’s worth noting that lawsuits are often a last resort due to the cost and time associated with court proceedings. Most collection agencies will first attempt to establish a payment plan or reach a settlement agreement.
Blitt & Gaines, P.C. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Blitt & Gaines
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Blitt & Gaines to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Blitt & Gaines, PC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Blitt & Gaines, PC must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Blitt & Gaines, PC cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Blitt & Gaines From Your Credit Report Today!
Credit Saint can assist you in disputing Blitt & Gaines accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re looking for a reputable company to help you with collection accounts and repair your credit, consider working with Credit Saint.
Ready to Repair Your Credit?
Learn how to get help disputing errors on your credit report that could be hurting your credit score.
Here’s a list of some of the nation’s most popular debt collectors that cause damage to your credit.
- 11 Charter Communications
- Aargon Agency, Inc.
- Ad Astra Recovery Services
- Afni Collections
- Account Resolution Services
- Capio Partners
- Cavalry Portfolio Services
- Cavalry SPV I LLC
- CBE Group
- CCS Offices
- Commonwealth Financial Systems
- Convergent Outsourcing
- Credence Resource Management
- Credit Collection Services
- Dynamic Recovery Solutions
- Enhanced Recovery Company
- EOS CCA
- GC Services
- Global Credit and Collection Corp
- Harris & Harris
- Healthcare Revenue Recovery Group
- Hunter Warfield
- IC System
- IQ Data International
- Jefferson Capital Systems
- LVNV Funding LLC
- McCarthy, Burgess & Wolff
- Midland Credit Management
- MiraMed Revenue Group
- MRS Associates
- MRS BPO LLC
- National Credit Systems
- Nationwide Recovery Service
- Northland Group
- Phoenix Financial Services
- PMAB LLC
- Portfolio Recovery Associates
- Reliant Capital Solutions
- Revenue Group
- Southwest Credit Systems
- Sprint Collections
- Transworld Systems
- USCB America
- Verizon Collections
- Wakefield and Associates
Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.