Blitt and Gaines


Is Blitt and Gaines hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Blitt and Gaines, P.C.?

Blitt and Gaines, P.C. is a debt collection agency and law firm with its main office located in Vernon Hills, Illinois. This firm also has offices in several other locations across the Midwest, including Naperville, Illinois; Indianapolis, Indiana; Merrillville, Indiana; Des Moines, Iowa; Overland Park, Kansas; St. Louis, Missouri; and Milwaukee, Wisconsin.

If you see Blitt and Gaines listed on your credit report as a collections account, it means you have an unpaid bill that this firm is trying to collect.

Who does Blitt & Gaines collect for?

Blitt & Gaines, P.C. collects both consumer and commercial debt across various industries. This includes, but is not limited to, debts related to healthcare, credit cards, utilities, personal loans, student loans, and business services.

Is Blitt & Gaines legit or a scam?

Blitt & Gaines, PC is a legitimate company. They are authorized and legally permitted to collect debts on behalf of their clients. However, it is essential to verify any debts they claim you owe before making any payments.

How can I remove Blitt and Gaines from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Blitt & Gaines Contact Information


Blitt and Gaines, P.C.
775 Corporate Woods Parkway
Vernon Hills, IL 60061

Phone number: (888) 920-0620 or (847) 403-4900

Should I contact or pay Blitt & Gaines?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Blitt & Gaines is to work with a credit repair professional. They help remove millions of negative items every year from companies like Blitt & Gaines on behalf of their clients.

Will Blitt & Gaines sue me or garnish my wages?

Blitt & Gaines, P.C. does have the ability to sue you for unpaid debts. If they choose to take this route and a court rules in their favor, the judgment may allow them to garnish your wages or levy your bank account to recover the owed debt, depending on your state’s laws.

However, it’s worth noting that lawsuits are often a last resort due to the cost and time associated with court proceedings. Most collection agencies will first attempt to establish a payment plan or reach a settlement agreement.

Blitt & Gaines, P.C. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Blitt & Gaines

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Blitt & Gaines to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Blitt & Gaines, PC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Blitt & Gaines, PC must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Blitt & Gaines, PC cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Blitt & Gaines From Your Credit Report Today!

Credit Saint can help you dispute Blitt & Gaines accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re looking for a reputable company to help you with collection accounts and repair your credit, consider working with Credit Saint.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.