Gatestone & Co. 


Is Gatestone & Co.  hurting your credit score?

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Who is Gatestone & Co.?

Gatestone & Co. International, Inc. aka Gatestone BPO is a debt collection agency located in Phoenix, Arizona. Gatestone & Co. also has US locations in Fredericksburg, Virginia and Omaha, Nebraska as well as several in Canada, Mexico, and the Philippines.

You may see Gatestone & Co. listed on your credit report as a collections account. This can happen if you didn’t pay a bill.

Who does Gatestone & Co. collect for?

Gatestone & Co. collects debts for financial institutions, like American Express credit cards, and for educational institutions, like University of Phoenix.

Is Gatestone & Co. legit or a scam?

Gatestone & Co. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Gatestone Collections from my credit report?

Gatestone collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Gatestone & Co. International, Inc. Contact Information


Gatestone & Co. International, Inc.
455 N 3rd St
Phoenix, AZ 85004

Phone number: (800) 900-4238

Should I contact or pay Gatestone & Co. International, Inc?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Gatestone & Co. is to work with a credit repair professional. They help remove millions of negative items every year from companies like Gatestone & Co. on behalf of their clients.

Will Gatestone & Co. sue me or garnish my wages?

Gatestone & Co. is a debt collection agency. If you have an outstanding debt with Gatestone & Co. and fail to make payments or set up a payment plan, the company might choose to take legal action to recover the debt. This could potentially include filing a lawsuit against you.

If they are successful in their lawsuit and obtains a judgement against you, they may have the legal right to garnish your wages or levy your bank account, depending on the laws in your state.

Gatestone & Co. International, Inc. Complaints

Most third-party collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Gatestone & Co. International, Inc.

Gatestone & Co. must abide by state and federal laws in the United States. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Gatestone & Co. International, Inc. to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Gatestone & Co. International, Inc. cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Gatestone & Co. must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Gatestone & Co. cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Gatestone & Co. Collections From Your Credit Report Today!

Credit Saint can help you dispute Gatestone & Co. accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.