Is KeyBridge Medical Revenue Care Hurting Your Credit?

Updated

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If you spotted KeyBridge Medical Revenue Care on your credit report, you’re likely dealing with a medical collection. A collection account can lower your credit score and stay on your credit report for up to seven years, but there are ways to handle the situation—and possibly get it removed.

Who Is KeyBridge Medical Revenue Care?

KeyBridge Medical Revenue Care, also known as KeyBridge Medical Revenue Management, is a third-party debt collection agency based in Lima, Ohio. They work with healthcare providers to collect unpaid medical bills from consumers. If you see their name on your credit report, it means an unpaid medical debt has been sent to them for collection.

Who Does KeyBridge Medical Revenue Care Collect For?

KeyBridge Medical Revenue Care primarily works with:

  • Hospitals
  • Doctors’ offices
  • Specialized medical facilities

If you have an unpaid medical bill from one of these providers, it may have been handed over to KeyBridge Medical Revenue Care.

Is KeyBridge Medical Revenue Care Legitimate?

Yes, KeyBridge Medical Revenue Care is a real debt collection agency. They are legally authorized to collect debts for healthcare providers. However, you should always verify any debt they claim you owe before making a payment.

How to Remove KeyBridge Medical Revenue Care From Your Credit Report

Medical collection accounts can seriously impact your credit score. Taking action quickly can help limit the damage. Here are your options:

  • Dispute inaccuracies: If the account details are incorrect—such as the balance, dates, or ownership—you can file a dispute with the credit bureaus. They are required to investigate and correct any mistakes.
  • Request debt validation: You have the right to ask KeyBridge Medical Revenue Care to prove the debt is yours and that the amount is accurate. If they can’t provide proper validation, they must stop collection efforts and remove the account from your credit report.
  • Negotiate a pay-for-delete: Sometimes, you can offer a payment in exchange for having the account removed from your credit report. Always get the agreement in writing before sending money.
  • Work with a credit repair company: Credit repair professionals help consumers remove inaccurate collections and other negative items from credit reports every day.

Ready to Clean Up Your Credit Report?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Should You Contact or Pay KeyBridge Medical Revenue Care?

Before contacting or paying any collection agency, confirm the debt is accurate and still valid. Credit reports often contain outdated or incorrect information. Also, making a payment could restart the statute of limitations, which might give the collector more time to take legal action.

If you’re unsure how to approach the situation, working with a reputable credit repair company can help protect your credit and handle the process for you.

Can KeyBridge Medical Revenue Care Sue You or Garnish Your Wages?

Debt collectors like KeyBridge Medical Revenue Care can take legal action to recover unpaid debts. If they sue you and win, they may be able to:

  • Garnish your wages
  • Take funds from your bank account
  • Place a lien on your property (depending on your state laws)

That said, most collection agencies prefer to settle debts without going to court due to the time and cost involved. You typically have the opportunity to dispute the debt or work out a resolution before legal action happens.

KeyBridge Medical Revenue Care Complaints

Many collection agencies have complaints with the Consumer Financial Protection Bureau (CFPB) and Better Business Bureau (BBB). Common complaints against debt collectors include:

  • Reporting inaccurate information to credit bureaus
  • Harassment or repeated phone calls
  • Failing to properly validate a debt

If you believe your rights are being violated, you can file a complaint with the CFPB or your state’s attorney general.

Your Rights When Dealing With KeyBridge Medical Revenue Care

The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) protect your rights when dealing with debt collectors like KeyBridge Medical Revenue Care.

They are not allowed to:

  • Report false or incomplete information about you
  • Harass, threaten, or use abusive language
  • Call excessively or at unreasonable hours
  • Misrepresent who they are or their intentions
  • Threaten arrest or jail for unpaid debts

You have the right to:

  • Request written debt validation within 30 days of initial contact
  • Dispute inaccurate information on your credit report
  • Be treated fairly and respectfully

Understanding your rights can help you deal with collection agencies more confidently.

KeyBridge Medical Revenue Care Contact Information

Here’s how to reach them if you choose to communicate:

KeyBridge Medical Revenue Management
2348 Baton Rouge Ave
Lima, OH 45805-2020
Phone: (877) 222-4114

Always keep detailed records of any communication with debt collectors and avoid verbal agreements without written confirmation.

Remove KeyBridge Medical Revenue Care From Your Credit Report Today

If dealing with collection accounts feels overwhelming, a credit repair service can help. Credit Saint has over 15 years of experience helping clients challenge inaccurate collections, errors, and other negative marks. They even offer a 90-day money-back guarantee for added peace of mind.

Getting expert help can make it easier to clean up your credit and improve your score.

Visit their website or call (855) 281-1510 to get started.

Brooke Banks
Meet the author

Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.