Love, Beal & Nixon, PC

Who is Love, Beal & Nixon, PC?

Love, Beal & Nixon, PC is a debt collection agency and law firm located in Oklahoma City, Oklahoma. They primarily work with creditors who have been unable to collect payments from their debtors.

If Love, Beal & Nixon, PC appears on your credit report as a collections account, it typically means that a past due bill or debt has been assigned to them for collection.

Who does Love, Beal & Nixon collect for?

Love, Beal & Nixon has a diverse portfolio when it comes to the types of debts they collect. They work with a variety of industries and sectors, including but not limited to apartment and rental leases, auto loans, credit cards, personal loans, and student loans.

Their clientele ranges from apartment complexes and property management companies, to auto loan providers, credit card companies, banks, and private student loan lenders.

Is Love, Beal & Nixon legit or a scam?

Love, Beal & Nixon is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Love, Beal & Nixon, PC from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Love, Beal & Nixon, PC Contact Information

Address:

Love, Beal & Nixon P.C.
6621 N. Meridian Ave
Oklahoma City, OK 73116

Phone number: (405) 720-0565

Should I contact or pay Love, Beal & Nixon, PC?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Love, Beal & Nixon, PC is to work with a credit repair professional. They help remove millions of negative items every year from companies like Love, Beal & Nixon, PC on behalf of their clients.

Will Love, Beal & Nixon, PC sue me or garnish my wages?

If Love, Beal & Nixon, PC chooses to pursue legal action and are successful in their lawsuit, they could potentially garnish your wages or take other measures to collect the debt, depending on the local laws in your area.

However, it’s important to note that taking legal action is often a last resort, given the cost and time involved. Before resorting to such measures, they may prefer to work out a payment plan or agree on a settlement.

Love, Beal & Nixon, PC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Love, Beal & Nixon, PC

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Love, Beal & Nixon, PC to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Love, Beal & Nixon, PC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Love, Beal & Nixon, PC must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Love, Beal & Nixon, PC cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Love, Beal & Nixon, PC From Your Credit Report Today!

Credit Saint can assist you in disputing Love, Beal & Nixon, PC collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.