National Service Bureau

Who is National Service Bureau?

National Service Bureau, Inc. (NSB) is a third-party collection agency located in Bothell, Washington. They act on behalf of creditors to reclaim unpaid debts.

If you’ve forgotten to settle a bill and your account has fallen into arrears, you could find NSB appearing on your credit report as a collections account.

Who does National Service Bureau collect for?

The National Service Bureau offers their debt collection expertise to a broad range of sectors. These include education, commercial entities, financial institutions, insurance companies, medical facilities, property management firms, and telecom & utility providers.

Is National Service Bureau legit or a scam?

National Service Bureau is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove National Service Bureau from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

National Service Bureau, Inc. Contact Information

Address:

National Service Bureau, Inc.
18912 North Creek Parkway, Suite 205
Bothell, WA 98011

Phone number: (800) 798-1674

Should I contact or pay National Service Bureau?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with National Service Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like National Service Bureau on behalf of their clients.

Will National Service Bureau sue me or garnish my wages?

National Service Bureau, as with other debt collection agencies, has the authority to initiate legal action against individuals to recover unpaid debts. If they file a lawsuit and the court rules in their favor, wage garnishment could be used as a method to collect the debt. However, this kind of action is typically viewed as a last resort in the collection process.

National Service Bureau, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with National Service Bureau, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for National Service Bureau to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• National Service Bureau cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• National Service Bureau must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• National Service Bureau cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove National Service Bureau From Your Credit Report Today!

Credit Saint can help you dispute National Service Bureau collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.