P&B Capital Group

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Who is P&B Capital Group, LLC?

P&B Capital Group, LLC is a debt collection agency headquartered in West Seneca, New York. Their role involves acting as an intermediary between creditors and individuals who have defaulted on their payment obligations.

If for some reason you haven’t settled a bill, there’s a likelihood that P&B Capital Group might show up on your credit report as a collections account.

Who does P&B Capital Group collect for?

P&B Capital Group offers their debt collection services to a diverse range of clients. These include credit card companies, personal and automotive loan companies, among others.

Is P&B Capital Group legit or a scam?

P&B Capital Group is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove P&B Capital Group from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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P&B Capital Group, LLC Contact Information

Address:

P&B Capital Group LLC
455 Center Rd Ste 1
West Seneca, NY 14224-2100

Phone number: (888) 569-9635

Should I contact or pay P&B Capital Group?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with P&B Capital Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like P&B Capital Group on behalf of their clients.

Will P&B Capital Group sue me or garnish my wages?

P&B Capital Group, like other debt collection agencies, has the legal capacity to pursue a lawsuit against individuals for the recovery of unpaid debts. If they decide to sue and win the case, the court may allow wage garnishment as a method to repay the debt. It’s important to remember, however, that these measures are typically seen as a last resort in the debt collection process.

P&B Capital Group, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with P&B Capital Group, LLC

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for P&B Capital Group to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • P&B Capital Group cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • P&B Capital Group must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • P&B Capital Group cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove P&B Capital Group From Your Credit Report Today!

Credit Saint can help you dispute P&B Capital Group collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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