P&B Capital Group


Is P&B Capital Group hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is P&B Capital Group, LLC?

P&B Capital Group, LLC is a debt collection agency headquartered in West Seneca, New York. Their role involves acting as an intermediary between creditors and individuals who have defaulted on their payment obligations.

If for some reason you haven’t settled a bill, there’s a likelihood that P&B Capital Group might show up on your credit report as a collections account.

Who does P&B Capital Group collect for?

P&B Capital Group offers their debt collection services to a diverse range of clients. These include credit card companies, personal and automotive loan companies, among others.

Is P&B Capital Group legit or a scam?

P&B Capital Group is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove P&B Capital Group from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

P&B Capital Group, LLC Contact Information


P&B Capital Group LLC
455 Center Rd Ste 1
West Seneca, NY 14224-2100

Phone number: (888) 569-9635

Should I contact or pay P&B Capital Group?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with P&B Capital Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like P&B Capital Group on behalf of their clients.

Will P&B Capital Group sue me or garnish my wages?

P&B Capital Group, like other debt collection agencies, has the legal capacity to pursue a lawsuit against individuals for the recovery of unpaid debts. If they decide to sue and win the case, the court may allow wage garnishment as a method to repay the debt. It’s important to remember, however, that these measures are typically seen as a last resort in the debt collection process.

P&B Capital Group, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with P&B Capital Group, LLC

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for P&B Capital Group to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • P&B Capital Group may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • P&B Capital Group must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • P&B Capital Group cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove P&B Capital Group From Your Credit Report Today!

Credit Saint can assist you in disputing P&B Capital Group collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.