Who is The Bortolazzo Group?
The Bortolazzo Group, LLC is a medical billing service and debt collection agency headquartered in Watkinsville, Georgia. They have 5 medical offices that consist of 56 health care providers, specializing in emergency medicine, internal medicine, and general surgery.
If you see The Bortolazzo Group listed on your credit report as a collections account, it usually means that there’s an outstanding medical bill that hasn’t been paid.
Who does The Bortolazzo Group collect for?
The Bortolazzo Group primarily assists original creditors in recouping past due debts. Given their medical focus, these creditors are likely healthcare providers, including hospitals, private practices, and other medical service facilities.
Is The Bortolazzo Group legit or a scam?
The Bortolazzo Group, LLC is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove The Bortolazzo Group from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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The Bortolazzo Group, LLC Contact Information
The Bortolazzo Group, LLC
7982 Macon Hwy
Watkinsville, GA 30677
The Bortolazzo Group, LLC
3950 Austell Rd
Austell, GA 30106
Phone number: (800) 532-6151
Should I contact or pay The Bortolazzo Group?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with The Bortolazzo Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like The Bortolazzo Group on behalf of their clients.
Will The Bortolazzo Group sue me or garnish my wages?
While it’s technically possible for any debt collection agency, including The Bortolazzo Group, to take legal action for debt recovery, this is typically a last resort. Lawsuits are time-consuming, expensive, and there’s no guaranteed recovery of the funds.
Before going to court, the agency will likely make multiple attempts to collect the debt through phone calls, letters, and by offering repayment plans. If these efforts fail and the agency decides to sue, winning the lawsuit could lead to wage garnishment or a lien on your property, depending on the laws in your state.
The Bortolazzo Group, LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with The Bortolazzo Group, LLC
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for The Bortolazzo Group to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- The Bortolazzo Group may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- The Bortolazzo Group must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- The Bortolazzo Group cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove The Bortolazzo Group From Your Credit Report Today!
Credit Saint can assist you in disputing The Bortolazzo Group collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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