If you’ve seen The Bortolazzo Group on your credit report, you’re likely dealing with a medical collection. A collection account can damage your credit score for up to seven years—but there are ways to handle it and possibly get it removed.
Who Is The Bortolazzo Group?
The Bortolazzo Group, LLC is a medical billing and debt collection agency based in Watkinsville, Georgia. They provide services to healthcare providers and often report unpaid medical bills to the credit bureaus.
If their name appears on your credit report, it typically means an unpaid medical bill was sent to them for collection.
Who Does The Bortolazzo Group Collect For?
The Bortolazzo Group works with healthcare providers to recover unpaid debts, including:
- Hospitals
- Doctors’ offices
- Private practices
- Medical facilities
If you’ve fallen behind on medical bills, your provider may have hired The Bortolazzo Group to collect the balance.
Is The Bortolazzo Group Legitimate?
Yes, The Bortolazzo Group is a real debt collection agency. They are legally authorized to collect debts for healthcare providers. That said, you should always confirm that any debt they claim you owe is valid before making a payment.
How to Remove The Bortolazzo Group From Your Credit Report
A collection account can significantly hurt your credit score, so addressing it quickly is important. Here are the most common ways to get it removed:
- Dispute inaccuracies: If any account details—such as balance, dates, or ownership—are incorrect, file a dispute with the credit bureaus. They are required to investigate and correct any errors.
- Request debt validation: You have the right to ask The Bortolazzo Group to prove the debt is yours and that the amount is correct. If they can’t provide proper validation, they must stop collection efforts and remove the account from your credit report.
- Negotiate a pay-for-delete: Sometimes, you can offer payment in exchange for having the account removed from your credit report. Always get the agreement in writing before sending money.
- Work with a credit repair company: Credit repair professionals help consumers challenge inaccurate collections and may improve your chances of removal.
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Should You Contact or Pay The Bortolazzo Group?
Before contacting or paying any collection agency, confirm the debt is valid and accurately reported. Credit reports can contain outdated or incorrect information. Making a payment can also restart the statute of limitations, which might give the collector more time to pursue legal action.
If you’re unsure how to handle the situation, working with a trusted credit repair company can help protect your credit and handle the process more effectively.
Can The Bortolazzo Group Sue You or Garnish Your Wages?
Debt collectors like The Bortolazzo Group can sue you to recover unpaid debts. If they win in court, they may be able to:
- Garnish your wages
- Withdraw funds from your bank account
- Place a lien on your property (depending on state laws)
Lawsuits are typically a last resort. Most collection agencies attempt to resolve accounts through phone calls, letters, or payment plans before considering legal action.
The Bortolazzo Group Complaints
Many collection agencies have complaints filed with the Consumer Financial Protection Bureau (CFPB) and Better Business Bureau (BBB). Common complaints include:
- Inaccurate reporting to credit bureaus
- Harassment or excessive phone calls
- Failure to properly validate debts
If you believe your rights are being violated, you can file a complaint with the CFPB or your state attorney general.
Your Rights When Dealing With The Bortolazzo Group
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) protect your rights when dealing with debt collectors like The Bortolazzo Group.
They are not allowed to:
- Report false or incomplete information about you
- Harass, threaten, or use abusive language
- Call excessively or at unreasonable hours
- Misrepresent who they are or their intentions
- Threaten arrest or jail for unpaid debts
You have the right to:
- Request written debt validation within 30 days of first contact
- Dispute inaccurate information on your credit report
- Be treated fairly and respectfully
Understanding your rights helps you manage the situation with confidence.
The Bortolazzo Group Contact Information
Here’s how to reach them if you choose to communicate:
The Bortolazzo Group, LLC
7982 Macon Hwy
Watkinsville, GA 30677
Additional Location:
3950 Austell Rd
Austell, GA 30106
Phone: (800) 532-6151
Always keep written records of any communication with debt collectors, and avoid making verbal agreements without written confirmation.
Remove The Bortolazzo Group From Your Credit Report Today
If managing collection accounts feels overwhelming, a credit repair service can help. Credit Saint has over 15 years of experience helping clients challenge inaccurate collections, errors, and other negative marks on their credit reports. They even offer a 90-day money-back guarantee for peace of mind.
Getting expert help can make the process easier and help you work toward a better credit score.
Visit their website or call (855) 281-1510 to get started.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
