Who is The Bortolazzo Group?
The Bortolazzo Group, LLC is a medical billing service and debt collection agency headquartered in Watkinsville, Georgia. They have 5 medical offices that consist of 56 health care providers, specializing in emergency medicine, internal medicine, and general surgery.
If you see The Bortolazzo Group listed on your credit report as a collections account, it usually means that there’s an outstanding medical bill that hasn’t been paid.
Who does The Bortolazzo Group collect for?
The Bortolazzo Group primarily assists original creditors in recouping past due debts. Given their medical focus, these creditors are likely healthcare providers, including hospitals, private practices, and other medical service facilities.
Is The Bortolazzo Group legit or a scam?
The Bortolazzo Group, LLC is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove The Bortolazzo Group from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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The Bortolazzo Group, LLC Contact Information
Address:
The Bortolazzo Group, LLC
7982 Macon Hwy
Watkinsville, GA 30677
The Bortolazzo Group, LLC
3950 Austell Rd
Austell, GA 30106
Phone number: (800) 532-6151
Should I contact or pay The Bortolazzo Group?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with The Bortolazzo Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like The Bortolazzo Group on behalf of their clients.
Will The Bortolazzo Group sue me or garnish my wages?
While it’s technically possible for any debt collection agency, including The Bortolazzo Group, to take legal action for debt recovery, this is typically a last resort. Lawsuits are time-consuming, expensive, and there’s no guaranteed recovery of the funds.
Before going to court, the agency will likely make multiple attempts to collect the debt through phone calls, letters, and by offering repayment plans. If these efforts fail and the agency decides to sue, winning the lawsuit could lead to wage garnishment or a lien on your property, depending on the laws in your state.
The Bortolazzo Group, LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with The Bortolazzo Group, LLC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for The Bortolazzo Group to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- The Bortolazzo Group cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- The Bortolazzo Group must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- The Bortolazzo Group cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove The Bortolazzo Group From Your Credit Report Today!
Credit Saint offers assistance with disputing The Bortolazzo Group collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
