Who is Johnson Mark LLC?
Johnson Mark, LLC is a debt collection agency and law firm located in Salt Lake City, Utah. They handle debt collection and associated legal matters.
If you find Johnson Mark LLC listed on your credit report as a collections account, it’s typically due to an unpaid bill that’s been transferred or sold to them.
Who does Johnson Mark LLC collect for?
As a collection law firm, Johnson Mark LLC represents a broad range of clients. They primarily work with major financial institutions, commercial lending operations, and medical facilities. This encompasses debts such as credit card arrears, unpaid commercial loans, and outstanding medical bills.
Is Johnson Mark LLC legit or a scam?
Johnson Mark LLC is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Johnson Mark LLC from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Johnson Mark LLC Contact Information
Address:
Johnson Mark LLC
4246 S. Riverboat Road Ste 100
Salt Lake City, UT 84123
Phone number: (888) 599-6333
Should I contact or pay Johnson Mark LLC?
Before contacting a debt collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Johnson Mark LLC is to work with a credit repair professional. They help remove millions of negative items every year from companies like Johnson Mark LLC on behalf of their clients.
Will Johnson Mark LLC sue me or garnish my wages?
Johnson Mark LLC does have the right to sue you in court for unpaid debts. If they decide to take this route and win the lawsuit, they could potentially obtain a judgment that allows them to garnish your wages or take other collection actions, subject to the laws in your state. However, there are limits set by federal and state laws on the amount that can be garnished from your wages, and certain types of income may be exempt from garnishment.
Johnson Mark LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Johnson Mark LLC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Johnson Mark LLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Johnson Mark LLC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Johnson Mark LLC must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Johnson Mark LLC cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Johnson Mark LLC From Your Credit Report Today!
Credit Saint offers assistance with disputing Johnson Mark LLC collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
