Who is Vengroff Williams?
Vengroff Williams, Inc. (VWI) is a third-party debt collection agency that has been operating in the industry for several decades. Their headquarters is located in Sarasota, Florida, but they also maintain offices in Anaheim, California; Commack, New York; and Lincolnwood, Illinois.
If you have an unpaid debt that has been sold or transferred to VWI, they will appear on your credit report as a collections account. This can occur if a bill that you owed went unpaid for a substantial period.
Who does Vengroff Williams collect for?
Vengroff Williams collects consumer debt for a broad spectrum of companies across multiple industries. These include, but are not limited to, financial institutions such as banks and credit card companies, healthcare providers like hospitals and medical clinics, as well as various retail businesses.
Is Vengroff Williams legit or a scam?
Vengroff Williams, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Vengroff Williams, Inc. from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Vengroff Williams, Inc. (VWI) Contact Information
Vengroff Williams, Inc.
2211 Fruitville Rd
Sarasota, FL 34237
Phone number: (941) 363-5200
Should I contact or pay Vengroff Williams?
It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Vengroff Williams, Inc. is to work with a credit repair professional. They help remove millions of negative items every year from companies like Vengroff Williams, Inc. on behalf of their clients.
Will Vengroff Williams sue me or garnish my wages?
Vengroff Williams, like other debt collection agencies, is entitled to sue for unpaid debts. However, it’s not an action taken lightly, and the company will usually try other collection methods first. Remember, legal action is often seen as a last resort, and many debt collectors prefer to work out a payment plan or settlement.
If they win a lawsuit against you and obtain a judgment, they might be able to garnish your wages depending on the state you live in. However, many factors can influence this outcome, including the size of the debt, your ability to pay, and your state’s laws regarding wage garnishment.
Vengroff Williams, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a collection agency is harassing you, you should consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Vengroff Williams, Inc.
Vengroff Williams must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that debt collectors don’t take advantage of you. In particular:
- It is a violation of federal law for Vengroff Williams to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Vengroff Williams may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Vengroff Williams must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Vengroff Williams cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Vengroff Williams From Your Credit Report Today!
Credit Saint can assist you in disputing VWI collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Ready to Repair Your Credit?
Learn how to get help disputing errors on your credit report that could be hurting your credit score.
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