Who is Vengroff Williams?
Vengroff Williams, Inc. (VWI) is a third-party debt collection agency located in Sarasota, Florida. They also have locations in Anaheim, California; Commack, New York; and Lincolnwood, Illinois.
You may see Vengroff Williams, Inc. listed on your credit report as a collections account. This can happen if you didn’t pay a bill.
Who does Vengroff Williams collect for?
Vengroff Williams collects consumer debt for many types of companies including financial institutions, healthcare providers, hospitals, and retailers like Home Depot and U-Haul.
Is Vengroff Williams legit or a scam?
Vengroff Williams, Inc. is a legitimate company. However, they may repeatedly spam call, text, or email you.
How can I remove Vengroff Williams, Inc. from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, Lexington Law can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Call Lexington Law now to learn more: (800) 220-0084
Vengroff Williams, Inc. (VWI) Contact Information
Address:
Vengroff Williams, Inc.
2211 Fruitville Rd
Sarasota, FL 34237
Phone number: (941) 363-5200
Should I contact or pay Vengroff Williams?
It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Vengroff Williams, Inc. is to work with a credit repair professional. They help remove millions of negative items every year from companies like Vengroff Williams, Inc. on behalf of their clients.
And they may be able to help you too.
Will Vengroff Williams sue me or garnish my wages?
It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They aid you in disputing the collection account with credit bureaus, with the possibility of having it removed from your credit history. It’s also quite possible that you will never hear from or have to deal with Vengroff Williams, Inc. again.
Call Lexington Law to learn how they can help you.
Wage Garnishment
Some states allow wage garnishment, while others do not. If you are in a state that does not allow wage garnishment, it is illegal for a debt collector to threaten to garnish your wages.
It is also illegal for Vengroff Williams to make any claims they cannot or will not follow through on. This includes threatening to sue you or foreclose on your home.
Is Vengroff Williams hurting my credit score?
Any derogatory item on your credit report, including a collections account, may harm your credit score.
Third-party debt collectors often buy and sell debt from one another, which can lead to multiple collections on your credit reports for the same account.
If you don’t dispute each account with the credit bureaus and get them removed, they can damage your credit score.
Vengroff Williams, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a collection agency is harassing you, you should consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Vengroff Williams, Inc. does too.
Your Rights When Dealing with Vengroff Williams, Inc.
Vengroff Williams must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that debt collectors don’t take advantage of you. In particular:
- It is a violation of federal law for Vengroff Williams to report inaccurate or incomplete information on your credit report.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Vengroff Williams may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Vengroff Williams must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Vengroff Williams cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Vengroff Williams From Your Credit Report Today!
Lexington Law can assist you in disputing VWI collection accounts. They have over 18 years of experience and their clients saw over 6 million removals on their clients in 2021 alone.
If you’re looking for a reputable company to assist you with inaccurate collection accounts and repair your credit, consider working with Lexington Law.
They have helped many people in your situation. Give them a call at (800) 220-0084 for a free credit consultation to see what they can do for you.
