Vengroff Williams


Is Vengroff Williams hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Vengroff Williams?

Vengroff Williams, Inc. (VWI) is a third-party debt collection agency that has been operating in the industry for several decades. Their headquarters is located in Sarasota, Florida, but they also maintain offices in Anaheim, California; Commack, New York; and Lincolnwood, Illinois.

If you have an unpaid debt that has been sold or transferred to VWI, they will appear on your credit report as a collections account. This can occur if a bill that you owed went unpaid for a substantial period.

Who does Vengroff Williams collect for?

Vengroff Williams collects consumer debt for a broad spectrum of companies across multiple industries. These include, but are not limited to, financial institutions such as banks and credit card companies, healthcare providers like hospitals and medical clinics, as well as various retail businesses.

Is Vengroff Williams legit or a scam?

Vengroff Williams, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Vengroff Williams, Inc. from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Vengroff Williams, Inc. (VWI) Contact Information


Vengroff Williams, Inc.
2211 Fruitville Rd
Sarasota, FL 34237

Phone number: (941) 363-5200

Should I contact or pay Vengroff Williams?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Vengroff Williams, Inc. is to work with a credit repair professional. They help remove millions of negative items every year from companies like Vengroff Williams, Inc. on behalf of their clients.

Will Vengroff Williams sue me or garnish my wages?

Vengroff Williams, like other debt collection agencies, is entitled to sue for unpaid debts. However, it’s not an action taken lightly, and the company will usually try other collection methods first. Remember, legal action is often seen as a last resort, and many debt collectors prefer to work out a payment plan or settlement.

If they win a lawsuit against you and obtain a judgment, they might be able to garnish your wages depending on the state you live in. However, many factors can influence this outcome, including the size of the debt, your ability to pay, and your state’s laws regarding wage garnishment.

Vengroff Williams, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a collection agency is harassing you, you should consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Vengroff Williams, Inc.

Vengroff Williams must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that debt collectors don’t take advantage of you. In particular:

  • It is a violation of federal law for Vengroff Williams to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Vengroff Williams cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Vengroff Williams must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Vengroff Williams cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Vengroff Williams From Your Credit Report Today!

Credit Saint can help you dispute VWI collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.