Is Receivable Management Group Hurting Your Credit?

If Receivable Management Group shows up on your credit report, it likely means they’re trying to collect on an unpaid debt. Collection accounts can lower your credit score, but there are ways to handle the situation.

Who Is Receivable Management Group?

Receivable Management Group, Inc. (RMG) is a debt collection agency based in Columbus, Georgia. They collect unpaid debts for businesses that have been unsuccessful in recovering the money themselves.

If their name appears on your credit report, they believe you owe a debt, and they’ve taken over collection efforts.

What Types of Debts Does Receivable Management Group Collect?

Receivable Management Group primarily collects debts for healthcare providers. This includes:

• Hospitals
• Clinics
• Other healthcare companies

They focus on recovering overdue patient bills and other unpaid accounts within the healthcare industry.

Is Receivable Management Group a Legitimate Company?

Yes, Receivable Management Group is a real debt collection agency. They’re authorized to collect debts, but that doesn’t mean every account they pursue is accurate. Always verify the details before making a payment or agreeing to settle.

Incorrect collection accounts can harm your credit unnecessarily, so it’s important to confirm the debt.

How to Remove Receivable Management Group from Your Credit Report

Collection accounts can stay on your credit report for up to seven years, but there are ways to remove them sooner:

• Dispute inaccurate information – If the account is incorrect, outdated, or incomplete, file a dispute with the credit bureaus. They must investigate and fix or remove any errors.
• Negotiate a pay-for-delete agreement – You can offer to settle the debt in exchange for the account being removed from your credit report. Get any agreement in writing before paying.
• Work with a credit repair professional – Experts can help challenge collection accounts and dispute errors on your behalf.

Should You Contact or Pay Receivable Management Group?

Before reaching out, verify that the debt is legitimate. Here’s why:

• Credit reports often contain errors.
• Some debts may be past the statute of limitations, meaning they can’t legally sue you.
• Making a payment could restart the clock on how long the debt affects your credit.

If you’re unsure how to proceed, a credit repair company can guide you and help avoid mistakes that might hurt your credit.

Can Receivable Management Group Sue You or Garnish Your Wages?

Yes, Receivable Management Group can sue you to collect the debt. If they win the lawsuit, they could:

• Garnish your wages
• Freeze your bank accounts
• Place a lien on your property, depending on state laws

Lawsuits are usually a last resort because they take time and money. Most collection agencies try to resolve the debt through phone calls, letters, or settlement offers before going to court.

Receivable Management Group Contact Information

Here’s how to reach them:

Address:
Receivable Management Group, Inc.
2901 University Ave, Suite 29
Columbus, GA 31907-7601

Phone Numbers:
(800) 218-1RMG or (706) 563-6878

Complaints Against Receivable Management Group

Many debt collection agencies have complaints filed through the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common complaints include:

• Incorrect reporting on credit reports
• Harassment or aggressive collection tactics
• Failing to verify debts

If your rights are being violated, you can file a complaint with the CFPB or BBB.

Your Rights When Dealing with Receivable Management Group

Debt collectors must follow federal and state laws, including the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA). You have the right to:

• Dispute false or incomplete information on your credit report
• Request a debt validation letter, requiring them to prove the debt is yours and the amount is correct
• Be free from harassment, threats, or abusive language
• Receive clear communication that they are a debt collection agency
• Avoid threats of arrest for unpaid debts

Knowing your rights helps you deal with collection agencies confidently.

Ready to Remove RMG Collections from Your Credit Report?

A collection account can damage your credit, but you don’t have to face it alone. Credit Saint has over 15 years of experience helping people dispute incorrect collection accounts. They even offer a 90-day money-back guarantee for added peace of mind.

Ready to take the next step? Visit their website or call (855) 281-1510 to get started.