Who is Receivable Management Group?
Receivable Management Group, Inc. (RMG) is a debt collection agency based in Columbus, Georgia. Their role is to assist businesses in recouping outstanding debts that they’ve been unable to collect themselves.
If RMG appears on your credit report as a collections account, it indicates an unpaid debt for which they are now responsible for collecting.
Who does Receivable Management Group collect for?
Receivable Management Group specializes in providing debt collection services for entities within the healthcare sector. This includes hospitals, clinics, and other healthcare providers who may be faced with overdue patient bills or other types of unpaid accounts.
Is Receivable Management Group legit or a scam?
Receivable Management Group is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Receivable Management Group from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Receivable Management Group, Inc. (RMG) Contact Information
Address:
Receivable Management Group, Inc.
2901 University Ave Ste 29
Columbus, GA 31907-7601
Phone number: (800) 218-1RMG or (706) 563-6878
Should I contact or pay Receivable Management Group?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Receivable Management Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Receivable Management Group on behalf of their clients.
Will Receivable Management Group sue me or garnish my wages?
Receivable Management Group, Inc. has the ability to sue for unpaid debts. If they win the lawsuit, they could potentially obtain a judgment, which may allow them to garnish your wages, levy your bank account, or use other methods to collect the debt, based on the laws in your state or jurisdiction.
However, suing is often considered a last resort due to its costliness and time-consuming nature. Debt collectors typically prefer to negotiate a payment plan or a settlement agreement with you first.
Receivable Management Group, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Receivable Management Group, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Receivable Management Group to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Receivable Management Group cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Receivable Management Group must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Receivable Management Group cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove RMG Collections From Your Credit Report Today!
Credit Saint offers assistance with disputing RMG collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
