Omega RMS

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Who is Omega RMS?

Omega RMS, LLC (ORMS) is a debt collection agency based in Kansas City, Missouri. They assist businesses in recovering outstanding debts from consumers.

If you see Omega RMS listed on your credit report as a collections account, it typically signifies an unpaid bill or debt that has been transferred to them for collection.

Who does Omega RMS collect for?

Omega RMS provides debt collection services to companies across several industries. This includes consumer products and services, education, healthcare, and training sectors.

Is Omega RMS legit or a scam?

Omega RMS, LLC is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Omega RMS from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Omega RMS, LLC Contact Information

Address:

Omega RMS, LLC
7505 NW Tiffany Springs Pkwy Ste 500
Kansas City, MO 64153

Phone number: (888) 378-7447

Should I contact or pay Omega RMS, LLC?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Omega RMS is to work with a credit repair professional. They help remove millions of negative items every year from companies like Omega RMS, LLC on behalf of their clients.

Will Omega RMS sue me or garnish my wages?

Omega RMS, LLC does have the legal right to file a lawsuit against you if you fail to repay a debt. If they win the case, they can obtain a court judgment, which may allow them to garnish your wages or take other actions to recover the debt depending on the laws in your state.

However, it’s important to note that lawsuits and wage garnishments are often seen as last resorts. Prior to taking such measures, Omega RMS will likely make several attempts to contact you about the debt and might try to set up a repayment plan.

Omega RMS, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Omega RMS, LLC

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Omega RMS to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Omega RMS cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Omega RMS must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Omega RMS cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Omega RMS From Your Credit Report Today!

Credit Saint can help you dispute Omega RMS accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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