Who is Omega RMS?
Omega RMS, LLC (ORMS) is a debt collection agency based in Kansas City, Missouri. They assist businesses in recovering outstanding debts from consumers.
If you see Omega RMS listed on your credit report as a collections account, it typically signifies an unpaid bill or debt that has been transferred to them for collection.
Who does Omega RMS collect for?
Omega RMS provides debt collection services to companies across several industries. This includes consumer products and services, education, healthcare, and training sectors.
Is Omega RMS legit or a scam?
Omega RMS, LLC is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Omega RMS from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Omega RMS, LLC Contact Information
Omega RMS, LLC
7505 NW Tiffany Springs Pkwy Ste 500
Kansas City, MO 64153
Phone number: (888) 378-7447
Should I contact or pay Omega RMS, LLC?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.
The most effective way to deal with Omega RMS is to work with a credit repair professional. They help remove millions of negative items every year from companies like Omega RMS, LLC on behalf of their clients.
Will Omega RMS sue me or garnish my wages?
Omega RMS, LLC does have the legal right to file a lawsuit against you if you fail to repay a debt. If they win the case, they can obtain a court judgment, which may allow them to garnish your wages or take other actions to recover the debt depending on the laws in your state.
However, it’s important to note that lawsuits and wage garnishments are often seen as last resorts. Prior to taking such measures, Omega RMS will likely make several attempts to contact you about the debt and might try to set up a repayment plan.
Omega RMS, LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Omega RMS, LLC
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Omega RMS to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Omega RMS may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Omega RMS must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Omega RMS cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Omega RMS From Your Credit Report Today!
Credit Saint can assist you in disputing Omega RMS accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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