If you’ve found Bryant, Hodge & Associates on your credit report, it likely means a debt you owed has been sent to collections—or possibly purchased by this agency. Here’s what to know about them and how to deal with their negative impact on your credit.
Who Is Bryant, Hodge & Associates?
Bryant, Hodge & Associates, LLC, also known as BHA Services, is a debt collection agency based in Rochester, New Hampshire. They manage and collect unpaid debts that have been transferred to them by other companies.
If they’re listed on your credit report as a collection account, it means they are attempting to collect a debt they claim you owe, often after a missed payment or default.
Who Does Bryant, Hodge & Associates Collect For?
Bryant, Hodge & Associates operates as a junk debt buyer. This means they purchase delinquent debts from other businesses, often for pennies on the dollar. These debts can come from:
- Credit cards
- Personal loans
- Medical bills
- Other unpaid accounts
Once purchased, they pursue payment—and report the account to the credit bureaus, which can lower your credit score.
Is Bryant, Hodge & Associates Legitimate?
Yes, Bryant, Hodge & Associates is a real debt collection agency. They are authorized to collect debts and buy delinquent accounts. That said, always verify the details of the debt before paying. You have the right to confirm the account is valid and accurate.
How to Remove Bryant, Hodge & Associates From Your Credit Report
A collection account can damage your credit score and stay on your credit report for up to seven years. But there are ways to address it:
- Dispute the Account: If the account is inaccurate or incomplete, file a dispute with the credit bureaus. They must investigate and correct any errors.
- Negotiate a Pay-for-Delete: Some collection agencies may agree to remove the account from your credit report if you pay. Always get any agreement in writing.
- Work With a Credit Repair Service: Credit repair professionals can help challenge negative accounts and work to have them removed.
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Should You Contact or Pay Bryant, Hodge & Associates?
Before contacting Bryant, Hodge & Associates or making any payments, verify the debt. Credit reports can contain errors, and debts that are outdated or resolved sometimes still show up.
Also, making a payment may restart the statute of limitations in some states, which affects how long they can pursue legal action.
Many people choose to work with a credit repair company to handle these situations carefully and avoid common mistakes.
Can Bryant, Hodge & Associates Sue You or Garnish Your Wages?
Yes, Bryant, Hodge & Associates has the legal right to sue you to collect a valid debt. If they file a lawsuit and win, they could garnish your wages or levy your bank account, depending on your state’s laws.
Lawsuits and wage garnishments are typically last-resort collection efforts when other attempts to collect have failed.
Complaints About Bryant, Hodge & Associates
Like most debt collection agencies, Bryant, Hodge & Associates has complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB).
Common complaints include:
- Incorrect or outdated information on credit reports
- Harassing or excessive phone calls
- Failure to verify debts upon request
If you believe your rights are being violated, you can file a complaint with the CFPB or BBB.
Your Rights When Dealing With Bryant, Hodge & Associates
You’re protected by federal laws like the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA), which ensure fair treatment and protect against abusive collection practices.
Here’s what those laws guarantee:
- Debt Validation: You can request written proof that the debt belongs to you and that the amount is correct. Send a debt validation letter within 30 days of being contacted.
- Accurate Reporting: It’s illegal for Bryant, Hodge & Associates to report false, incomplete, or outdated information.
- No Harassment: They cannot use threatening language, call excessively, or try to publicly shame you.
- Transparency: They must clearly state they are a debt collection agency and explain why they’re contacting you.
- No False Threats: They cannot threaten arrest or legal action they don’t intend to take.
Bryant, Hodge & Associates Contact Information
Address:
Bryant, Hodge & Associates, LLC
8 N Main St.
Rochester, NH 03867
Phone Numbers:
(800) 784-6132
(888) 675-4485
Remove Bryant, Hodge & Associates From Your Credit Report
A collection account from Bryant, Hodge & Associates can weigh down your credit—but you don’t have to face it alone. Credit Saint has helped thousands of people dispute inaccurate or negative items on their credit reports.
They even offer a 90-day money-back guarantee, giving you extra peace of mind as you work to improve your credit.
Visit their website or call (855) 281-1510 to learn more.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
