Tate & Kirlin Associates

Who is Tate & Kirlin Associates?

Tate & Kirlin Associates, Inc. (TKA) is a debt collection law firm based in Langhorne, Pennsylvania. They are involved in the business of recovering unpaid debts from individuals who have defaulted on their payments.

If you haven’t paid a bill and it has gone into collections, this company might handle the collection of that debt. When they take on your account, they could report it to the credit bureaus, which might result in a collections account appearing on your credit report.

Who does Tate & Kirlin Associates collect for?

Tate & Kirlin Associates operates across a broad spectrum of industries, collecting consumer debt on behalf of financial, medical, and retail companies. This may include banks or credit card companies for unpaid credit card bills, healthcare providers for unpaid medical bills, or retail businesses for unpaid accounts or services.

Is Tate & Kirlin Associates legit or a scam?

Tate & Kirlin Associates is a legitimate company. They’ve been in business since 1993, and they are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Tate & Kirlin Associates from my credit report?

Tate & Kirlin Associates collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Tate & Kirlin Associates, Inc. Contact Information

Address:

Tate & Kirlin Associates, Inc.
580 Middletown Blvd Ste 240
Langhorne, PA 19047

Phone number: (800) 355-0333 or (888) 922-9520

Should I contact or pay Tate & Kirlin Associates?

Nothing good can come from speaking to a third-party collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Tate & Kirlin Associates, Inc. is to work with a credit repair professional. They help remove millions of negative items every year from companies like Tate and Kirlin Associates on behalf of their clients.

Will Tate & Kirlin Associates sue me or garnish my wages?

While it is possible that Tate & Kirlin Associates (TKA) could sue you to recover a debt, it generally depends on the amount owed, your jurisdiction’s laws, and the specific circumstances of your case.

If TKA decides to take legal action and wins a judgment against you in court, they could potentially garnish your wages depending on the laws in your state. However, they typically prefer to work out a payment plan before taking such measures.

Tate & Kirlin Associates, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassing phone calls, or failure to verify an alleged debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and the Telephone Consumer Protection Act (TCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Tate & Kirlin Associates, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Tate & Kirlin Associates, Inc. to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send Tate & Kirlin Associates a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Tate & Kirlin Associates may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Tate & Kirlin Associates must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Tate & Kirlin Associates cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Tate & Kirlin From Your Credit Report Today!

Credit Saint can assist you in disputing Tate & Kirlin collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.