Who is Tate & Kirlin Associates?
Tate & Kirlin Associates, Inc. (TKA) is a debt collection law firm located in Langhorne, Pennsylvania. You may see them listed on your credit report as a collections account. This can happen if you didn’t pay a bill.
Who does Tate & Kirlin Associates collect for?
Tate & Kirlin Associates collects consumer debt for financial, medical, and retail companies.
Is Tate & Kirlin Associates legit or a scam?
Tate & Kirlin Associates is a legitimate company. They’ve been in business since 1993, and they are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Tate & Kirlin Associates from my credit report?
Tate & Kirlin Associates collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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by 100 points* or more.
Lexington Law Firm is a professional credit repair company that helps people fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Tate & Kirlin Associates, Inc. Contact Information
Address:
Tate & Kirlin Associates, Inc.
580 Middletown Blvd Ste 240
Langhorne, PA 19047
Phone number: (800) 355-0333
Should I contact or pay Tate & Kirlin Associates?
Nothing good can come from speaking to a third-party collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Tate & Kirlin Associates, Inc. is to work with a credit repair professional. They help remove millions of negative items every year from companies like Tate and Kirlin Associates on behalf of their clients.
Will Tate & Kirlin Associates sue me or garnish my wages?
It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They aid you in disputing the collection account with the credit bureaus, with the possibility of having it removed from your credit history. It’s also quite possible that you will never hear from or have to deal with Tate and Kirlin Associates, Inc. or any other debt collector again.
Wage Garnishment
Some states allow wage garnishment, while others do not. If you are in a state that does not allow wage garnishment, it is illegal for a debt collector to threaten to garnish your wages.
It is also illegal for Tate & Kirlin Associates to make any claims they cannot or will not follow through on. This includes threatening to sue you or foreclose on your home.
Is Tate & Kirlin Associates hurting my credit score?
Any derogatory item on your credit report, including a collections account, may harm your credit score.
Debt collectors often buy and sell debt from one another. This can lead to multiple collections on your credit report for the same account.
To get an account removed, you must file a separate dispute with each credit bureau; Equifax, Experian, and TransUnion, or it can negatively impact your credit score.
Tate & Kirlin Associates, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassing phone calls, or failure to verify an alleged debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and the Telephone Consumer Protection Act (TCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Tate & Kirlin Associates, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Tate & Kirlin Associates, Inc. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send Tate & Kirlin Associates a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Tate & Kirlin Associates may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Tate & Kirlin Associates must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Tate & Kirlin Associates cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Tate & Kirlin From Your Credit Report Today!
Lexington Law can assist you in disputing Tate & Kirlin collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
