Online Collections GRVL


Is Online Collections GRVL hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Online Collections GRVL?

Online Collections GRVL, officially known as ONLINE Information Services, Inc., is a debt collection agency that is headquartered in Winterville, North Carolina. They manage debts that have been assigned to them by creditors or that they’ve purchased from original creditors.

If you’ve missed or defaulted on payments, you may find Online Collections GRVL appearing on your credit report as a collections account.

Who does Online Collections GRVL collect for?

Online Collections GRVL provides debt collection services for a variety of industries. This includes healthcare providers, property management companies, utility service providers, among others. Their role is to recover the money owed to these businesses by individuals who have become delinquent in their payments.

Is Online Collections GRVL legit or a scam?

Online Collections GRVL is a legitimate debt collection company. However, as part of their collection process, they may employ persistent communication strategies, such as frequent phone calls, texts, or emails.

How can I remove Online Collections GRVL from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Online Collections GRVL Contact Information


Online Collections GRVL
685 W Fire Tower Rd
Winterville, NC 28590

Mailing address:

Online Collections GRVL
PO Box 1489
Winterville, NC 28590

Phone number: (800) 917-7817

Should I contact or pay Online Collections GRVL?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Online Collections GRVL is to work with a credit repair professional. They help remove millions of negative items every year from companies like Online Collections GRVL on behalf of their clients.

Will Online Collections GRVL sue me or garnish my wages?

Online Collections GRVL, like other debt collection agencies, has the right to sue for an unpaid debt. If they win the case and get a judgment against you, they might be able to garnish your wages or levy your bank account, depending on your state’s laws.

However, these actions are typically a last resort for most debt collectors. They would often prefer to establish a payment plan or reach a settlement, as these options are generally more cost-effective than taking legal action.

Online Collections GRVL Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Online Collections GRVL

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Online Collections GRVL to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Online Collections GRVL cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Online Collections GRVL must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Online Collections GRVL cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Online Collections GRVL From Your Credit Report Today!

Credit Saint can help you dispute Online Collections GRVL accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.

Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.