United Check Recovery Bureau

Who is United Check Recovery Bureau?

United Check Recovery Bureau (UCRB) is a third-party debt collection agency that operates out of West Seneca, New York. This agency primarily focuses on debt collection, and its primary function is to recover outstanding debts for various creditors.

If you see UCRB listed on your credit report, it typically indicates that you have an unpaid debt which has been transferred to them from the original creditor.

Who does United Check Recovery Bureau collect for?

United Check Recovery Bureau operates on behalf of original creditors, which means it collects unpaid debts for companies that initially lent money or provided services but were not paid. While the exact industries that UCRB serves might vary, such debt collection agencies typically work with a variety of sectors, such as credit card companies, healthcare providers, utilities, and more.

Is United Check Recovery legit or a scam?

United Check Recovery is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove United Check Recovery Bureau from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

United Check Recovery Bureau Contact Information

Address:

United Check Recovery Bureau
3768 Seneca St.
West Seneca, NY 14224

Phone number: (716) 674-2394

Should I contact or pay United Check Recovery?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with United Check Recovery is to work with a credit repair professional. They help remove millions of negative items every year from companies like United Check Recovery on behalf of their clients.

Will United Check Recovery sue me or garnish my wages?

United Check Recovery Bureau (UCRB) has the ability to sue debtors for unpaid debts, depending on the size and nature of the debt and the laws in the debtor’s state. This could potentially lead to wage garnishment if a court judgment is obtained against the debtor. However, before this stage, collection agencies usually attempt to resolve the debt through direct contact with the debtor via letters or phone calls.

United Check Recovery Bureau Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by UCRB, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with United Check Recovery Bureau

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for United Check Recovery Bureau to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• United Check Recovery Bureau may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• United Check Recovery Bureau must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• United Check Recovery Bureau cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove United Check Recovery From Your Credit Report Today!

Credit Saint can assist you in disputing United Check Recovery collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.