Is Berlin-Wheeler hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Berlin-Wheeler?

Berlin-Wheeler, Inc. (BW) is a debt collection agency located in Topeka, Kansas. It serves as a third-party entity to recover debts owed to businesses by their customers.

If you spot the name ‘berlin wheeler topeka ks’ on your credit report, this signifies that you may have an outstanding bill that hasn’t been settled. These could be from services used or products bought which went unpaid.

Who does Berlin-Wheeler collect for?

Berlin-Wheeler collects debts for a wide range of businesses across different industries. It has a prominent presence in the telecommunications sector, partnering with major corporations like Cox Communications to recover overdue payments.

However, the scope of their work is not limited to just telecommunications. They also offer their debt collection services to a broad range of businesses that span different sectors.

Is Berlin-Wheeler legit or a scam?

Berlin-Wheeler is a legitimate company. They’ve been in business since 1951, and they are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Berlin-Wheeler from my credit report?

Berlin-Wheeler collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Berlin-Wheeler, Inc. Contact Information


Berlin-Wheeler, Inc.
2942a SW Wanamaker Dr. Ste 200
Topeka, KS 66614

Phone number: (800) 888-7243 or (785) 271-1000

Should I contact or pay Berlin-Wheeler?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with a debt collector is to work with a credit repair professional. They help remove millions of negative items every year from companies like Berlin-Wheeler on behalf of their clients.

Will Berlin-Wheeler sue me or garnish my wages?

Berlin-Wheeler, like other collection agencies, has the legal right to sue for unpaid debts. If they obtain a court judgment against you, they may potentially garnish your wages or take other actions to collect the debt, depending on your state’s laws. It’s important to note that not every collection agency or creditor will choose to go this route, as legal action can be costly and time-consuming.

Berlin-Wheeler, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Berlin-Wheeler, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Berlin-Wheeler to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Berlin-Wheeler cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Berlin-Wheeler must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Berlin-Wheeler cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Berlin-Wheeler From Your Credit Report Today!

Credit Saint can help you dispute Berlin-Wheeler collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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