Who is Berlin-Wheeler?
Berlin-Wheeler, Inc. (BW) is a debt collection agency located in Topeka, Kansas. It serves as a third-party entity to recover debts owed to businesses by their customers.
If you spot the name ‘berlin wheeler topeka ks’ on your credit report, this signifies that you may have an outstanding bill that hasn’t been settled. These could be from services used or products bought which went unpaid.
Who does Berlin-Wheeler collect for?
Berlin-Wheeler collects debts for a variety of businesses across different industries. It has a prominent presence in the telecommunications sector, partnering with major corporations like Cox Communications to recover overdue payments.
However, the scope of their work is not limited to just telecommunications. They also offer their debt collection services to a broad range of businesses that span different sectors.
Is Berlin-Wheeler legit or a scam?
Berlin-Wheeler is a legitimate company. They’ve been in business since 1951, and they are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Berlin-Wheeler from my credit report?
Berlin-Wheeler collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Berlin-Wheeler, Inc. Contact Information
2942a SW Wanamaker Dr. Ste 200
Topeka, KS 66614
Phone number: (800) 888-7243 or (785) 271-1000
Should I contact or pay Berlin-Wheeler?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with a debt collector is to work with a credit repair professional. They help remove millions of negative items every year from companies like Berlin-Wheeler on behalf of their clients.
Will Berlin-Wheeler sue me or garnish my wages?
Berlin-Wheeler, like other collection agencies, has the legal right to sue for unpaid debts. If they obtain a court judgment against you, they may potentially garnish your wages or take other actions to collect the debt, depending on your state’s laws. It’s important to note that not every collection agency or creditor will choose to go this route, as legal action can be costly and time-consuming.
Berlin-Wheeler, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Berlin-Wheeler, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Berlin-Wheeler to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Berlin-Wheeler may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Berlin-Wheeler must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Berlin-Wheeler cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Berlin-Wheeler From Your Credit Report Today!
Credit Saint can assist you in disputing Berlin-Wheeler collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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