Who is D2 Management?
D2 Management, LLC is a debt collection agency that operates out of Coosawhatchie, South Carolina. Their primary business function is to collect debt payments on behalf of their clients.
You might see D2 Management show up on your credit report as a collections account. This typically happens when you’ve defaulted on a debt.
Who does D2 Management collect for?
D2 Management is involved in the collection of consumer debts for various businesses. This includes payday lenders like Ace Cash Express, a financial services company that provides short-term loans to consumers.
They also collect for companies like HSN, also known as the Home Shopping Network, a broadcast-based and online marketplace selling a wide variety of goods.
Is D2 Management legit or a scam?
Despite any negative reviews or perceptions, D2 Management is a legitimate company. That said, the methods some debt collectors use can often feel intrusive or relentless, leading some consumers to question their legitimacy. Tactics like repeated phone calls, text messages, or emails might be used in an attempt to collect the debt, and this could become a nuisance for the debtor.
How can I remove D2 Management from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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D2 Management, LLC Contact Information
D2 Management, LLC
2894 Argent Blvd
Coosawhatchie, SC 29936
D2 Management, LLC
PO Box 534
Hardeeville, SC 29927-0534
Phone number: (888) 418-3689
Should I contact or pay D2 Management?
It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with D2 Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like D2 Management on behalf of their clients.
Will D2 Management sue me or garnish my wages?
D2 Management, like any debt collection agency, can potentially initiate a lawsuit for unpaid debts. If they are successful, they may have the right to garnish your wages to collect the debt.
This process, governed by both federal and local laws, involves several legal steps and protections for debtors. If you find yourself in a situation where a lawsuit or wage garnishment might be a possibility, it’s highly recommended to consult with a legal professional.
D2 Management Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors with the credit bureaus and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with D2 Management
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for D2 Management to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- D2 Management may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- D2 Management must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- D2 Management cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove D2 Management From Your Credit Report Today!
Credit Saint can assist you in disputing D2 Management accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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