Bonneville Collections


Is Bonneville Collections hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Bonneville Collections?

Bonneville Collections, also known as Bonneville Billing and Collections, Inc. (BBC), is a debt collection agency with its main office in Ogden, Utah. They also operate out of offices in Boise and Idaho Falls, Idaho, as well as Vancouver, Washington.

You may see Bonneville Collections listed on your credit report as a collection account. This likely means you have a debt that you haven’t paid, and the creditor has transferred or sold that debt to this agency.

Who does Bonneville Collections collect for?

Bonneville Collections provides third-party collection services to a broad range of industries. These include the banking sector, commercial businesses, financial services institutions, government entities, healthcare providers, and utility companies.

Is Bonneville Collections legit or a scam?

Bonneville Collections is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Bonneville Collections from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Bonneville Collections Contact Information


Bonneville Collections
6026 S Fashion Point Dr.
Ogden, UT 84403

Bonneville Collections
8752 W. Overland Rd Ste 103
Boise, ID 83709

Bonneville Collections
1465 N. Skyline Dr.
Idaho Falls, ID 83402

Mailing address:

Bonneville Collections
P.O. Box 150621
Ogden, UT 84415

Phone number: (801) 621-7880

Should I contact or pay Bonneville Collections?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Bonneville Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like Bonneville Collections on behalf of their clients.

Will Bonneville Collections sue me or garnish my wages?

Bonneville Collections is entitled to sue you for the non-payment of a debt. If they choose to sue and the court rules in their favor, they may be able to garnish your wages or even levy your bank account. However, these actions are subject to the laws of your specific state.

Lawsuits are typically a last resort for collection agencies. They would rather try to work out a payment plan or settle the debt with you directly.

Bonneville Collections Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Bonneville Collections

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Bonneville Collections to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Bonneville Collections may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Bonneville Collections must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Bonneville Collections cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Bonneville Collections From Your Credit Report Today!

Credit Saint can assist you in disputing and removing Bonneville Collections accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.