Account Recovery Specialists, Inc. (ARSI)

Who is Account Recovery Specialists, Inc.?

Account Recovery Specialists, Inc. (ARSI) is a debt collection agency located in Wichita, Kansas. They also have locations in Dodge City and Garden City, Kansas.

If ARSI appears on your credit report, it indicates that you have an unpaid debt that has been transferred to their agency for collection. This typically occurs when an individual has not settled a bill and the original creditor has outsourced the collection process to a third-party agency like ARSI.

Who does Account Recovery Specialists, Inc. collect for?

Account Recovery Specialists, Inc. provides debt collection services for a range of businesses across various industries. Their primary industries include commercial and consumer retail, financial services, government, healthcare and medical, and utilities. This implies that ARSI works with entities such as banks, credit card companies, hospitals, utility providers, and retail businesses to collect owed debts.

Is Account Recovery Specialists, Inc. legit or a scam?

Account Recovery Specialists is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Account Recovery Specialists from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Account Recovery Specialists, Inc. (ARSI) Contact Information

Address:

Wichita Office

Account Recovery Specialists, Inc.
3505 N Topeka St.
Wichita, KS 67219-3641

Dodge City Office

Account Recovery Specialists, Inc.
200 West Wyatt Earp
Dodge City, KS 67801

Phone number: (855) 267-1827 or (316) 267-5400

Should I contact or pay Account Recovery Specialists, Inc.?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Account Recovery Specialists, Inc. is to work with a credit repair professional. They help remove millions of negative items every year from companies like Account Recovery Specialists, Inc. on behalf of their clients.

Will Account Recovery Specialists, Inc. sue me or garnish my wages?

While Account Recovery Specialists, Inc. (ARSI) has the legal right to sue you to recover the debt, it’s generally seen as a last resort due to the costs and time associated with legal action. If ARSI does sue and win a judgment against you, they may be able to garnish your wages, levy your bank accounts, or put a lien on your property, depending on the laws in your state.

Account Recovery Specialists, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Account Recovery Specialists, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Account Recovery Specialists, Inc. to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• ARSI cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• ARSI must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• ARSI cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Account Recovery Specialists From Your Credit Report Today!

Credit Saint can help you dispute ARSI accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.