Account Recovery Specialists, Inc. (ARSI)

Who is Account Recovery Specialists, Inc.?

Account Recovery Specialists, Inc. (ARSI) is a debt collection agency located in Wichita, Kansas. They also have locations in Dodge City and Garden City, Kansas.

If ARSI appears on your credit report, it indicates that you have an unpaid debt that has been transferred to their agency for collection. This typically occurs when an individual has not settled a bill and the original creditor has outsourced the collection process to a third-party agency like ARSI.

Who does Account Recovery Specialists, Inc. collect for?

Account Recovery Specialists, Inc. provides debt collection services for a range of businesses across various industries. Their primary industries include commercial and consumer retail, financial services, government, healthcare and medical, and utilities. This implies that ARSI works with entities such as banks, credit card companies, hospitals, utility providers, and retail businesses to collect owed debts.

Is Account Recovery Specialists, Inc. legit or a scam?

Account Recovery Specialists is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Account Recovery Specialists from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Account Recovery Specialists, Inc. (ARSI) Contact Information

Address:

Wichita Office

Account Recovery Specialists, Inc.
3505 N Topeka St.
Wichita, KS 67219-3641

Dodge City Office

Account Recovery Specialists, Inc.
200 West Wyatt Earp
Dodge City, KS 67801

Phone number: (855) 267-1827 or (316) 267-5400

Should I contact or pay Account Recovery Specialists, Inc.?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Account Recovery Specialists, Inc. is to work with a credit repair professional. They help remove millions of negative items every year from companies like Account Recovery Specialists, Inc. on behalf of their clients.

Will Account Recovery Specialists, Inc. sue me or garnish my wages?

While Account Recovery Specialists, Inc. (ARSI) has the legal right to sue you to recover the debt, it’s generally seen as a last resort due to the costs and time associated with legal action. If ARSI does sue and win a judgment against you, they may be able to garnish your wages, levy your bank accounts, or put a lien on your property, depending on the laws in your state.

Account Recovery Specialists, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Account Recovery Specialists, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Account Recovery Specialists, Inc. to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• ARSI may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• ARSI must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• ARSI cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Account Recovery Specialists From Your Credit Report Today!

Credit Saint can assist you in disputing ARSI accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.