Who is Caine & Weiner?
Caine & Weiner Company, Inc. is a debt collection agency located in Sherman Oaks, California. They have a network of national collection centers located throughout the U.S.
If you find Caine & Weiner on your credit report listed as a collections account, it likely indicates that you have unsettled premiums related to auto, life, or home/rental insurance.
Who does Caine & Weiner collect for?
Caine & Weiner is a partner to more than 100 insurance companies globally, playing a significant role in their debt recovery operations. They cater to a broad range of clients, including some major insurance players like Fireman’s Fund, Safeco, Auto-Owners, and Great American.
Is Caine & Weiner legit or a scam?
Caine & Weiner is a legitimate debt collection agency. They are authorized to collect on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Caine & Weiner from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Caine & Weiner Contact Information
Address:
Caine & Weiner Company, Inc.
5805 Sepulveda Blvd.
Sherman Oaks, CA 91411
Phone number: (818) 902-4255
Should I contact or pay Caine & Weiner?
If your account is still with the original creditor, you may want to contact customer service to work out a deal. However, it’s best to avoid speaking to a collection agency on the phone.
If your account has already gone to collections, making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it.
The most effective way to deal with Caine and Weiner is to work with a credit repair professional. They help remove millions of negative items every year from companies like Caine & Weiner on behalf of their clients.
Will Caine & Weiner sue me or garnish my wages?
Caine & Weiner has the legal right to sue you for the unpaid debt. If they win the lawsuit, they may obtain a judgment from the court that allows them to garnish your wages or take other collection actions, depending on the regulations in your state.
However, lawsuits for debt collection are usually a last resort. Typically, the company will first make numerous attempts to collect the debt through phone calls, letters, and negotiations.
Caine & Weiner Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Caine & Weiner
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Caine & Weiner to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Caine & Weiner cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Caine & Weiner must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Caine & Weiner cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Caine & Weiner From Your Credit Report Today!
Credit Saint offers assistance with disputing Caine & Weiner accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
