The Bureaus, Inc.

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Is The Bureaus, Inc. hurting your credit score?

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Who is The Bureaus, Inc.?

The Bureaus, Inc. is a debt collection agency that operates out of Northbrook, Illinois. Founded in 1928, the company has been involved in the recovery of outstanding debts for nearly a century.

If The Bureaus, Inc. is listed on your credit report as a collections account, it’s likely that you have an unpaid debt that was transferred or sold to this agency.

Who does The Bureaus, Inc. collect for?

The Bureaus, Inc. operates across various sectors, specializing in debt recovery for lenders and credit card issuers, such as Capital One.

Is The Bureaus, Inc. legit or a scam?

The Bureaus, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove The Bureaus from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

The Bureaus, Inc. Contact Information

Address:

The Bureaus, Inc.
650 Dundee Rd Suite 370
Northbrook, IL 60062

Phone number: (877) 887-4824

Should I contact or pay The Bureaus?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the debt, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with a collection agency like The Bureaus is to work with a credit repair professional. They help remove millions of negative items every year from companies like The Bureaus, Inc. on behalf of their clients.

Will The Bureaus sue me or garnish my wages?

The Bureaus, Inc., like any debt collection agency, is entitled to sue you over an unpaid debt. If they file a lawsuit and win a judgment against you, they may be able to garnish your wages or take other collection actions, depending on the laws in your state.

However, it’s important to understand that most collection agencies view lawsuits as a last resort, primarily due to the time and cost involved. They would usually prefer to work out a repayment plan or a settlement with you.

The Bureaus, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with The Bureaus, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for The Bureaus, Inc. to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • The Bureaus, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • The Bureaus, Inc. must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • The Bureaus, Inc. cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove The Bureaus From Your Credit Report Today!

Credit Saint can assist you in disputing The Bureaus accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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