JP Recovery Services

Who is JP Recovery Services?

JP Recovery Services, Inc. (JPRS) is a debt collection agency based in Rocky River, Ohio. They specialize in the collection of unpaid debts, working on behalf of creditors to recover funds that are owed.

If you see JP Recovery Services listed on your credit report as a collections account, this typically indicates that you have an unpaid bill which has been sold or transferred to them for collection.

Who does JP Recovery Services collect for?

JP Recovery Services primarily works with clients in the healthcare industry. They help hospitals, clinics, and other healthcare providers collect debts associated with unpaid medical bills.

Is JP Recovery Services legit or a scam?

JP Recovery Services, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove JP Recovery Services from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

JP Recovery Services, Inc. Contact Information

Address:

JP Recovery Services, Inc.
20220 Center Ridge Rd, Suite 200
Rocky River, OH 44116

Phone number: (800) 366-0109

Should I contact or pay JP Recovery Services, Inc.?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with JP Recovery is to work with a credit repair professional. They help remove millions of negative items every year from companies like JP Recovery on behalf of their clients.

Will JP Recovery Services, Inc. sue me or garnish my wages?

JP Recovery Services, Inc. has the legal right to sue you for unpaid debts. If they decide to sue and the court rules in their favor, they could potentially obtain a judgment that allows them to garnish your wages or levy your bank account, depending on your state’s laws.

However, both federal and state laws regulate wage garnishments, restricting the amount that can be taken and protecting certain types of income from being garnished.

JP Recovery Services, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with JP Recovery Services, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for JP Recovery Services to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• JP Recovery Services, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• JP Recovery Services must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• JP Recovery Services cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove JP Recovery From Your Credit Report Today!

Credit Saint can assist you in disputing JP Recovery accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.