JP Recovery Services

Who is JP Recovery Services?

JP Recovery Services, Inc. (JPRS) is a debt collection agency based in Rocky River, Ohio. They specialize in the collection of unpaid debts, working on behalf of creditors to recover funds that are owed.

If you see JP Recovery Services listed on your credit report as a collections account, this typically indicates that you have an unpaid bill which has been sold or transferred to them for collection.

Who does JP Recovery Services collect for?

JP Recovery Services primarily works with clients in the healthcare industry. They help hospitals, clinics, and other healthcare providers collect debts associated with unpaid medical bills.

Is JP Recovery Services legit or a scam?

JP Recovery Services, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove JP Recovery Services from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

JP Recovery Services, Inc. Contact Information

Address:

JP Recovery Services, Inc.
20220 Center Ridge Rd, Suite 200
Rocky River, OH 44116

Phone number: (800) 366-0109

Should I contact or pay JP Recovery Services, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with JP Recovery is to work with a credit repair professional. They help remove millions of negative items every year from companies like JP Recovery on behalf of their clients.

Will JP Recovery Services, Inc. sue me or garnish my wages?

JP Recovery Services, Inc. has the legal right to sue you for unpaid debts. If they decide to sue and the court rules in their favor, they could potentially obtain a judgment that allows them to garnish your wages or levy your bank account, depending on your state’s laws.

However, both federal and state laws regulate wage garnishments, restricting the amount that can be taken and protecting certain types of income from being garnished.

JP Recovery Services, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with JP Recovery Services, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for JP Recovery Services to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• JP Recovery Services, Inc. cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• JP Recovery Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• JP Recovery Services cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove JP Recovery From Your Credit Report Today!

Credit Saint can help you dispute JP Recovery accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.