Is TekCollect hurting your credit score?

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Who is TekCollect?

TekCollect, Inc. is a debt collection agency based in Columbus, Ohio. They work with businesses and organizations to help them recover outstanding payments and improve their bottom line.

If you see TekCollect listed on your credit report as a collections account, this usually means that you have an unpaid bill or debt that has been transferred to this agency for collection.

Who does TekCollect collect for?

While TekCollect may service various industries, they are notably specialized in medical debt collection. They work on behalf of hospitals, clinics, doctors’ offices, and other healthcare providers to collect unpaid bills. These unpaid bills may include hospital stays, surgeries, routine care, and other medical services.

Is Tek Collect legit or a scam?

Tek Collect is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove TekCollect from my credit report?

TekCollect collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

TekCollect, Inc. Contact Information


TekCollect, Inc.
871 Park St.
Columbus, OH 43215

Phone number: (866) 652-6500

Should I contact or pay TekCollect?

It’s best to avoid speaking to a third-party collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with TekCollect is to work with a credit repair professional. They help remove millions of negative items every year from companies like Tek Collect on behalf of their clients.

Will Tek Collect sue me or garnish my wages?

TekCollect does have the legal right to sue you for unpaid debt. If they are successful in court and receive a judgment against you, they may be able to garnish your wages or take other actions to collect the debt, based on the laws of your state.

However, most collection agencies view lawsuits as a last resort due to the time, effort, and cost involved. They are generally more interested in working out some form of payment arrangement that works for both parties.

Tek Collect, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Tek Collect

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Tek Collect to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Tek Collect cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Tek Collect must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Tek Collect cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove TekCollect From Your Credit Report Today!

Credit Saint can help you dispute TekCollect collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.