If TekCollect is showing up on your credit report, it could hurt your credit score and limit your ability to qualify for loans, credit cards, or even housing. Here’s what you need to know and how to get it removed.
Who Is TekCollect?
TekCollect, Inc. is a debt collection agency based in Columbus, Ohio. They work with businesses and organizations to recover unpaid debts.
If TekCollect appears on your credit report, it means an outstanding bill was sent to them for collection.
Who Does TekCollect Collect For?
TekCollect works with businesses in several industries, but they are especially known for collecting medical debt. They often collect on behalf of:
- Hospitals
- Clinics
- Doctor’s offices
- Healthcare providers
The debts can include medical bills for hospital stays, surgeries, routine care, or other healthcare services.
Is TekCollect Legitimate?
Yes, TekCollect is a real debt collection company. They are authorized to collect debts for other businesses. But that doesn’t mean every debt they report is accurate. Always verify any account before making payments.
Mistakes on credit reports are common, so confirming the debt details is important.
How to Remove TekCollect From Your Credit Report
Collection accounts can stay on your credit report for up to seven years, but there are ways to try to remove them sooner:
- Dispute the Account: If the account is inaccurate, outdated, or incomplete, file a dispute with the credit bureaus. You can do this yourself or work with a credit repair service.
- Negotiate a Pay-for-Delete: In some cases, you can offer to pay the debt in exchange for TekCollect removing the account from your credit report. Get any agreement in writing.
- Work With a Credit Repair Company: Experienced credit repair professionals know how to challenge collection accounts and help clean up your credit.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay TekCollect?
Be cautious when dealing with debt collectors. Before you contact TekCollect or make a payment:
- Confirm the debt belongs to you.
- Verify the amount is correct.
- Understand that making payments can restart the statute of limitations in some states.
Many people choose to work with a credit repair expert to handle collection accounts like TekCollect.
Can TekCollect Sue You or Garnish Wages?
TekCollect has the legal right to sue over unpaid debts. If they win a court judgment, they could:
- Garnish your wages
- Freeze your bank account
- Place a lien on your property
These actions depend on your state laws and usually happen only after other collection efforts fail. Most collection agencies prefer to work out a payment plan or settlement before going to court.
Complaints About TekCollect
TekCollect, like many debt collectors, has received complaints with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common complaints include:
- Inaccurate information on credit reports
- Harassment or repeated phone calls
- Failure to provide proper debt verification
If your rights are being violated, you can file a complaint with the CFPB or BBB.
Your Rights When Dealing With TekCollect
You are protected under federal laws, including the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). These laws give you the following rights:
- Debt Validation: You can request proof that the debt is yours and accurate. Send a written debt validation letter, and they must respond within 30 days.
- No Harassment: TekCollect cannot harass you, call excessively, or use threatening language.
- Clear Communication: They must identify themselves as a debt collector and inform you of your rights.
- No Arrest Threats: Debt collectors cannot threaten you with arrest for unpaid debts.
Understanding your rights can help you handle collections confidently.
TekCollect Contact Information
Address:
TekCollect, Inc.
871 Park St.
Columbus, OH 43215
Phone Number: (866) 652-6500
Need Help Removing TekCollect From Your Credit Report?
If TekCollect collections are hurting your credit and you’re unsure how to handle it, professional help is available. Credit Saint has over 15 years of experience assisting clients with removing negative items. They even offer a 90-day money-back guarantee for extra peace of mind.
Ready to improve your credit? Visit their website or call (855) 281-1510 to learn more.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
