Absolute Resolutions Investments, LLC


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Who is Absolute Resolutions Investments, LLC?

Absolute Resolutions Investments, LLC, also known as Absolute Resolutions Corporation (ARC), is a debt collection agency that is based in Bloomington, Minnesota. They are often involved in buying debts from original creditors and then attempting to collect on those debts.

As a result of their business model, you might find them listed on your credit report as a collections account if you have any unpaid debts that they’ve purchased.

Who does Absolute Resolutions Investments collect for?

As a debt buyer, Absolute Resolutions Investments primarily collects for themselves since they buy unpaid debts from original creditors. The types of debt they buy often come from various sectors such as credit card companies and hospitals. By purchasing these debts, they acquire the right to collect the debt and any associated fees or charges.

Is Absolute Resolutions Investments legit or a scam?

Absolute Resolutions Investments is a legitimate debt collection company. However, like many collection agencies, they have been known to employ persistent and at times bothersome tactics such as frequent phone calls, emails, and texts in their attempts to collect a debt.

How can I remove Absolute Resolutions from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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Absolute Resolutions Investments, LLC Contact Information


Absolute Resolutions Investments, LLC
8000 Norman Center Dr. #350
Bloomington, MN 55437

Phone number: (800) 713-0670

Should I contact or pay Absolute Resolutions Investments, LLC?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Absolute Resolutions Investments, LLC is to work with a credit repair professional. They help remove millions of negative items every year from companies like Absolute Resolutions Investments, LLC on behalf of their clients.

Will Absolute Resolutions Investments, LLC sue me or garnish my wages?

If you owe a significant amount and are not responding to their collection attempts, the company may decide to sue you for the money you owe. If they win a judgment against you in court, then they may be able to take additional steps to collect the debt, such as wage garnishment.

Wage garnishment generally requires a court order and is not something that a debt collector can initiate on their own. Once a judgment is obtained, the court may grant a garnishment order which is then presented to your employer.

Absolute Resolutions Investments, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If Absolute Resolutions Investments is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Absolute Resolutions Investments, LLC

Absolute Resolutions Investments, LLC must abide by state and federal laws in the United States. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Absolute Resolutions Investments, LLC to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Absolute Resolutions Investments, LLC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Absolute Resolutions Investments, LLC must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Absolute Resolutions Investments, LLC cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Absolute Resolutions Corp From Your Credit Report Today!

Credit Saint can help you dispute Absolute Resolutions Corp collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.