Is Martini, Hughes & Grossman Hurting Your Credit?

Updated

Call for a free consultation to learn how to remove inaccurate negative information from your credit report.

Who is Martini, Hughes & Grossman?

Martini, Hughes & Grossman (MHG) is a debt collection agency located in Delray Beach, Florida. They work on behalf of various creditors to collect unpaid debts.

If you find ‘Martini, Hughes & Grossman’ or ‘MHG’ on your credit report, it suggests that you have an unpaid debt that the company is attempting to collect.

Who does Martini, Hughes & Grossman collect for?

Martini, Hughes & Grossman collects commercial debts, which are usually business-to-business debts or debts owed by a business. They also handle consumer debts, which are debts incurred by individuals, typically through personal loans, credit card debt, or other types of consumer credit.

In addition, MHG services government agencies by collecting on various forms of government debt, including but not limited to unpaid taxes, fees, or fines.

Is Martini, Hughes & Grossman legit or a scam?

Martini, Hughes & Grossman is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Martini, Hughes & Grossman from my credit report?

Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.

If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.

Ready to Clean Up Your Credit Report?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Martini, Hughes & Grossman (MHG) Contact Information

Address:

Martini, Hughes & Grossman
955 NW 17th Ave, Bldg A
Delray Beach, FL 33445

Phone number: (866) 763-9700

Should I contact or pay Martini, Hughes & Grossman?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Martini, Hughes & Grossman is to work with a credit repair professional. They help remove millions of negative items every year from companies like Martini, Hughes & Grossman on behalf of their clients.

Will Martini, Hughes & Grossman sue me or garnish my wages?

While it is within the rights of a debt collection agency to sue for unpaid debts, it is not always their first or preferred course of action. Martini, Hughes & Grossman, like many other collection agencies, typically attempts to collect the debt through letters, phone calls, and reporting the debt to credit bureaus before resorting to legal action.

If they do choose to sue and are successful, the court may order wage garnishment as a means of debt repayment. However, this is typically a last resort and occurs only if the debtor has not responded to attempts at contact or refused to work out a payment plan.

Martini, Hughes & Grossman Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by Martini, Hughes & Grossman, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Martini, Hughes & Grossman

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Martini, Hughes & Grossman to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Martini, Hughes & Grossman cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Martini, Hughes & Grossman must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Martini, Hughes & Grossman cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove MHG Collections From Your Credit Report Today!

Credit Saint offers assistance with disputing MHG collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.

If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.

Visit their website or call (855) 281-1510 for more details.

Crediful
Meet the author

Crediful is dedicated to making personal finance simple. Our team of experts provides clear, practical advice on budgeting, credit, saving, investing, and more to help you make smart financial decisions.