If Martini, Hughes & Grossman (MHG) shows up on your credit report, it likely means a collection account has been added. Collection accounts can lower your credit score and stay on your credit report for up to seven years, so it’s important to take action quickly.
Here’s what to know about MHG and how to work toward removing their account from your credit report.
Who Is Martini, Hughes & Grossman?
Martini, Hughes & Grossman is a debt collection agency based in Delray Beach, Florida. They collect unpaid debts on behalf of businesses, government agencies, and other creditors.
If you see their name or the abbreviation “MHG” listed on your credit report, it usually means they are attempting to collect a debt that was turned over to them by the original creditor.
Who Does Martini, Hughes & Grossman Collect For?
MHG collects a wide range of debts, including:
- Business-to-Business Debts (Commercial Collections)
- Consumer Debts, such as Unpaid Loans or Credit Card Balances
- Government Debts, including Unpaid Taxes, Fees, or Fines
If you have fallen behind on payments in any of these areas, your account may have been sent to Martini, Hughes & Grossman for collection.
Is Martini, Hughes & Grossman Legitimate?
Yes, Martini, Hughes & Grossman is a legitimate debt collection agency. They are authorized to collect debts for their clients. However, it’s important to verify any debt they claim you owe before making payments, as errors are common on credit reports.
How to Remove Martini, Hughes & Grossman from Your Credit Report
To get MHG removed from your credit report, follow these steps:
- Dispute the Account: Check your credit report for inaccurate or outdated information. If the account contains errors, file a dispute with the credit bureaus to have it removed.
- Request Debt Validation: You have the right to ask MHG to prove the debt is yours and that the amount is correct. Send a written debt validation letter within 30 days of their first contact.
- Negotiate a Pay-for-Delete: In some cases, you may be able to arrange a pay-for-delete agreement, where you pay the debt in exchange for the account being removed from your credit report. Get all agreements in writing.
- Work with a Credit Repair Company: If dealing with collection agencies feels overwhelming, a reputable credit repair company can assist with disputing negative accounts and protecting your credit.
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Should You Contact or Pay Martini, Hughes & Grossman?
Before calling or paying MHG, make sure the debt is valid, accurate, and within the statute of limitations. Making a payment can sometimes reset the clock on old debt, which may further damage your credit.
Many consumers prefer to let a credit repair professional handle communication with collection agencies to avoid common mistakes.
Can Martini, Hughes & Grossman Sue You or Garnish Your Wages?
Debt collectors like MHG can sue to recover unpaid debts. If they take legal action and win, they may be able to garnish wages, levy bank accounts, or use other methods depending on state laws.
Lawsuits are typically a last resort, as they require time and money. Most collection agencies will first try to resolve the debt through phone calls, letters, or reporting the account to credit bureaus.
Martini, Hughes & Grossman Complaints
Many collection agencies have complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common complaints about MHG include:
- Inaccurate information reported to the credit bureaus
- Failure to validate debts when requested
- Harassment or aggressive collection tactics
If you experience harassment or inaccurate reporting, you can file a complaint with the CFPB or BBB.
Your Rights When Dealing with Martini, Hughes & Grossman
You have protections under the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA), including:
- You can request written proof of the debt, and they must provide it within 30 days.
- They cannot report false or incomplete information to the credit bureaus.
- Harassment, threats, or abusive language are illegal.
- MHG must clearly identify themselves as a debt collector in all communication.
- They cannot threaten arrest or jail for unpaid debts.
Knowing your rights helps protect you from unfair treatment by debt collectors.
Martini, Hughes & Grossman Contact Information
Address:
Martini, Hughes & Grossman
955 NW 17th Ave, Building A
Delray Beach, FL 33445
Phone Number:
(866) 763-9700
Always communicate in writing and keep copies of all correspondence.
Remove Martini, Hughes & Grossman from Your Credit Report Today
Struggling with collection accounts like Martini, Hughes & Grossman? A trusted credit repair company, such as Credit Saint, can assist with disputing negative items—and they even offer a 90-day money-back guarantee for peace of mind.
Visit their website or call (855) 281-1510 to learn more about your options.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
