Assurant Recovery Solutions

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Is Assurant Recovery Solutions hurting your credit score?

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Who is Assurant Recovery Solutions?

Assurant Recovery Solutions, formerly Rent Collect Global, operates from Bothell, Washington, and is part of IQ Data International, Inc. This agency works primarily in the property management sector, assisting these companies in recovering outstanding debts.

If they take on your account, you might see their name appear on your credit report as a collections account, which signifies your delinquency in settling that debt.

Who does Assurant Recovery Solutions collect for?

Assurant Recovery Solutions specializes in collecting debt for property management companies. They handle unpaid debts such as rent, maintenance fees, or damage costs that tenants have not settled.

Is Assurant Recovery Solutions legit or a scam?

Assurant Recovery Solutions is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Assurant Recovery Solutions from my credit report?

Assurant Recovery Solutions collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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Assurant Recovery Solutions Contact Information

Address:

Assurant Recovery Solutions
21222 30th Dr. SE
Bothell, WA 98021

Mailing address:

Assurant Recovery Solutions
PO Box 39
Bothell, WA 98041

Phone number: (888) 313-9662

Should I contact or pay Assurant Recovery Solutions?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Assurant Recovery Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Assurant Recovery Solutions on behalf of their clients.

Will Assurant Recovery Solutions sue me or garnish my wages?

Assurant Recovery Solutions could potentially sue you for unpaid debts, which is a common step taken when other collection efforts have failed. If the court issues a judgment against you, the company could potentially garnish your wages to repay the debt. However, it’s important to know that the process of filing a lawsuit and garnishing wages is often lengthy, costly, and used as a last resort.

Assurant Recovery Solutions Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Assurant Recovery Solutions, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Assurant Recovery Solutions

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Assurant Recovery Solutions to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Assurant Recovery Solutions cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Assurant Recovery Solutions must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Assurant Recovery Solutions cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Assurant Recovery Solutions From Your Credit Report Today!

Credit Saint can help you dispute Assurant Recovery Solutions accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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