Who is Assurant Recovery Solutions?
Assurant Recovery Solutions, formerly Rent Collect Global, operates from Bothell, Washington, and is part of IQ Data International, Inc. This agency works primarily in the property management sector, assisting these companies in recovering outstanding debts.
If they take on your account, you might see their name appear on your credit report as a collections account, which signifies your delinquency in settling that debt.
Who does Assurant Recovery Solutions collect for?
Assurant Recovery Solutions specializes in collecting debt for property management companies. They handle unpaid debts such as rent, maintenance fees, or damage costs that tenants have not settled.
Is Assurant Recovery Solutions legit or a scam?
Assurant Recovery Solutions is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Assurant Recovery Solutions from my credit report?
Assurant Recovery Solutions collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Assurant Recovery Solutions Contact Information
Assurant Recovery Solutions
21222 30th Dr. SE
Bothell, WA 98021
Assurant Recovery Solutions
PO Box 39
Bothell, WA 98041
Phone number: (888) 313-9662
Should I contact or pay Assurant Recovery Solutions?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Assurant Recovery Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Assurant Recovery Solutions on behalf of their clients.
Will Assurant Recovery Solutions sue me or garnish my wages?
Assurant Recovery Solutions could potentially sue you for unpaid debts, which is a common step taken when other collection efforts have failed. If the court issues a judgment against you, the company could potentially garnish your wages to repay the debt. However, it’s important to know that the process of filing a lawsuit and garnishing wages is often lengthy, costly, and used as a last resort.
Assurant Recovery Solutions Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Assurant Recovery Solutions, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Assurant Recovery Solutions
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Assurant Recovery Solutions to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Assurant Recovery Solutions may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Assurant Recovery Solutions must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Assurant Recovery Solutions cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Assurant Recovery Solutions From Your Credit Report Today!
Credit Saint can assist you in disputing Assurant Recovery Solutions accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Ready to Repair Your Credit?
Learn how to get help disputing errors on your credit report that could be hurting your credit score.
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