If Assurant Recovery Solutions appears on your credit report, it usually means you have unpaid rent or housing-related debt that has been sent to collections. Here’s what that means—and how to work toward removing them from your report.
Who Is Assurant Recovery Solutions?
Assurant Recovery Solutions, formerly known as Rent Collect Global, is a debt collection agency based in Bothell, Washington. They operate as part of IQ Data International, Inc. and focus on collecting unpaid debts tied to rental properties.
If they are listed on your credit report, it means they are trying to collect money owed from a property management company, often related to rent, fees, or damages.
Who Does Assurant Recovery Solutions Collect For?
Assurant Recovery Solutions collects debts on behalf of:
- Property management companies – Recovering unpaid rent or housing fees
- Landlords or apartment complexes – Collecting debts for property damages, maintenance costs, or other unpaid charges
If you moved out with an unpaid balance or unresolved fees, your account may have been turned over to Assurant Recovery Solutions.
Is Assurant Recovery Solutions Legitimate?
Yes, Assurant Recovery Solutions is a real debt collection company. But even legitimate agencies can:
- Report incorrect information to the credit bureaus
- Attempt to collect debts that don’t belong to you
- Make mistakes when contacting consumers
Always verify the debt before agreeing to make payments.
How to Remove Assurant Recovery Solutions From Your Credit Report
Collections can stay on your credit report for up to seven years, but they may be removed sooner with the right approach:
- Dispute errors – If the account information is incorrect, file a dispute with the credit bureaus.
- Request debt validation – You have the right to ask for written proof that the debt belongs to you and the amount is accurate.
- Negotiate a pay-for-delete – Some collectors may agree to remove the account if you pay. Always get the agreement in writing before sending payment.
- Work with a credit repair company – Professionals can help challenge negative items and work to improve your credit report.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Should You Contact or Pay Assurant Recovery Solutions?
Before sending any payments, confirm the debt is valid and accurately reported. Credit reports often contain mistakes, and paying a debt without verifying the details can sometimes restart collection efforts, depending on your state.
Many people prefer to work with experienced credit repair professionals to avoid missteps when dealing with Assurant Recovery Solutions.
Can Assurant Recovery Solutions Sue You or Garnish Your Wages?
Yes, Assurant Recovery Solutions has the right to sue for unpaid debts. If they win in court, they could:
- Garnish your wages
- Levy your bank account
- Place a lien on your property
That said, lawsuits are often a last resort. Most collectors prefer to arrange a payment plan or settlement to avoid the expense of legal action.
Complaints About Assurant Recovery Solutions
Like many collection agencies, Assurant Recovery Solutions has complaints filed with the Consumer Financial Protection Bureau (CFPB) and Better Business Bureau (BBB). Common issues include:
- Inaccurate credit reporting
- Harassment or repeated calls
- Failure to verify debts
If you experience these problems, you can file a complaint with the CFPB or BBB.
Your Rights When Dealing With Assurant Recovery Solutions
Debt collectors must follow the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), which protect consumers from unfair treatment.
Your rights include:
- Disputing incorrect or incomplete information
- Requesting written proof that the debt belongs to you
- Protection from harassment, threats, or abusive language
- Clear identification that they are a debt collection agency
- Protection from false claims of legal action they cannot take
Knowing your rights helps you handle the situation with confidence.
Assurant Recovery Solutions Contact Information
Address:
Assurant Recovery Solutions
21222 30th Dr SE
Bothell, WA 98021
Mailing Address:
Assurant Recovery Solutions
PO Box 39
Bothell, WA 98041
Phone:
(888) 313-9662
Get Help Removing Assurant Recovery Solutions From Your Credit Report
Collection accounts can hurt your credit score, but you don’t have to face them alone. Credit Saint has over 15 years of experience helping people challenge inaccurate items on their credit reports—including accounts from Assurant Recovery Solutions.
They even offer a 90-day money-back guarantee for added peace of mind.
To get started, visit their website or call (855) 281-1510 for a free consultation.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
