Who is AmSher Collection Services, Inc.?
AmSher Collection Services, Inc., also known as Amsher Receivables Management, is a debt collection agency based in Birmingham, Alabama. Their operations involve acquiring delinquent accounts from various companies and attempting to collect the owed funds.
If AmSher Collection Services shows up on your credit report, it’s generally an indicator that you have an unpaid debt that they are now responsible for collecting.
Who does AmSher Collection Services collect for?
AmSher Collection Services manages debt recovery for a wide range of industries. Their client list includes cable companies, commercial and financial services providers, healthcare institutions, property management companies, telecommunications firms, and utility companies.
Is AmSher Collection Services legit or a scam?
AmSher Collection Services is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove AmSher Collection Services from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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AmSher Collection Services, Inc. Contact Information
Address:
AmSher Collection Services, Inc.
4524 Southlake Parkway, Suite 15
Birmingham, AL 35244-2021
Phone number: (205) 322-4110 or (844) 227-4627
Should I contact or pay AmSher Collection Services?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with AmSher is to work with a credit repair professional. They help remove millions of negative items every year from companies like AmSher Collection Services on behalf of their clients.
Will AmSher Collection Services sue me or garnish my wages?
AmSher Collection Services, Inc. has the capacity to sue a debtor for unpaid debts. If the lawsuit is successful, they may be able to secure a court order to garnish your wages. Wage garnishment is a legal procedure where a portion of your earnings is withheld and paid directly to the debt collector to satisfy the debt.
However, this step is usually seen as a last resort after other attempts to collect the debt have failed. The decision to sue depends on multiple factors, including the size of the debt and the perceived likelihood of being able to recoup the debt through legal means.
AmSher Collection Services, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with a debt collector, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with AmSher Collection Services, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for AmSher Collection Services, Inc. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- AmSher Collection Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- AmSher must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- AmSher cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove AmSher From Your Credit Report Today!
Credit Saint offers assistance with disputing AmSher accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
