Who is 09 Tempoe LLC?
09 Tempoe LLC, aka Tempoe Financial, provides no-credit-required leasing options for furniture, appliances, electronics, jewelry, automotive, and mobile phones. They are located in Cincinnati, Ohio.
TEMPOE leasing is an alternative to traditional financing options. You may see 09 Tempoe LLC listed on your credit report as a collections account. This can happen if you’ve defaulted on your lease agreement.
Is 09 Tempoe LLC legit or a scam?
09 Tempoe LLC is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove 09 Tempoe LLC from my credit report?
09 Tempoe LLC collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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09 Tempoe LLC Contact Information
Address:
Tempoe, LLC
720 E Pete Rose Way, Suite 400
Cincinnati, OH 45202
Phone number: (844) 483-6763
Should I contact or pay 09 Tempoe LLC?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock.
The most effective way to deal with 09 Tempoe LLC is to contact a professional credit repair company. They help remove millions of negative items every year from companies like 09 Tempoe LLC on behalf of their clients.
Will 09 Tempoe LLC sue me or garnish my wages?
While it’s possible for Tempoe to take legal action to recover a debt, including suing you or garnishing your wages, it’s not a common or first step for most companies. Typically, companies like Tempoe would first attempt to collect the debt through their own collections department or by selling the debt to a collection agency. Legal action generally becomes a consideration when these attempts fail and the debt is substantial.
Tempoe LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with 09 Tempoe LLC
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for 09 Tempoe LLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- 09 Tempoe LLC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- 09 Tempoe LLC must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- 09 Tempoe LLC cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove 09 Tempoe LLC From Your Credit Report Today!
Credit Saint can assist you in disputing 09 Tempoe LLC accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.
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