Who is 09 Tempoe LLC?
09 Tempoe LLC, aka Tempoe Financial, provides no-credit-required leasing options for furniture, appliances, electronics, jewelry, automotive, and mobile phones. They are located in Cincinnati, Ohio.
TEMPOE leasing is an alternative to traditional financing options. You may see 09 Tempoe LLC listed on your credit report as a collections account. This can happen if you’ve defaulted on your lease agreement.
Is 09 Tempoe LLC legit or a scam?
09 Tempoe LLC is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove 09 Tempoe LLC from my credit report?
09 Tempoe LLC collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(Though debt collectors may not want this widely known, it’s your right to be informed.)
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09 Tempoe LLC Contact Information
Address:
Tempoe, LLC
720 E Pete Rose Way, Suite 400
Cincinnati, OH 45202
Phone number: (844) 483-6763
Should I contact or pay 09 Tempoe LLC?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock.
The most effective way to deal with 09 Tempoe LLC is to contact a professional credit repair company. They help remove millions of negative items every year from companies like 09 Tempoe LLC on behalf of their clients.
Will 09 Tempoe LLC sue me or garnish my wages?
While it’s possible for Tempoe to take legal action to recover a debt, including suing you or garnishing your wages, it’s not a common or first step for most companies. Typically, companies like Tempoe would first attempt to collect the debt through their own collections department or by selling the debt to a collection agency. Legal action generally becomes a consideration when these attempts fail and the debt is substantial.
Tempoe LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with 09 Tempoe LLC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for 09 Tempoe LLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- 09 Tempoe LLC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- 09 Tempoe LLC must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- 09 Tempoe LLC cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove 09 Tempoe LLC From Your Credit Report Today!
Credit Saint can help you dispute 09 Tempoe LLC accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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