Aberdeen Enterprizes II

Who is Aberdeen Enterprizes II?

Aberdeen Enterprizes II, Inc. is a debt collection agency that operates out of Tulsa, Oklahoma. Established in 1998, this agency works with creditors to collect debts that individuals owe.

If you see Aberdeen Enterprizes II on your credit report, it generally means that a creditor has handed over an unpaid debt of yours to this agency for collection.

Who does Aberdeen Enterprizes II collect for?

Aberdeen Enterprizes II works with a variety of clients, but they specialize particularly in the collection of court costs and resolving outstanding warranties. Their client base primarily consists of counties and municipalities. This could include unpaid court fees, traffic tickets, library fines, or other municipal debts.

They are also involved in ensuring the resolution of outstanding warranties, likely working with various public departments to ensure owed warranty obligations are met.

Is Aberdeen Enterprizes II legit or a scam?

Aberdeen Enterprizes II is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Aberdeen Enterprizes II from my credit report?

Aberdeen collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Aberdeen Enterprizes II, Inc. Contact Information

Address:

Aberdeen Enterprizes II, Inc.
4143 E 31st St.
Tulsa, OK 74135

Phone number: (800) 945-1301 or (918) 794-0800

Should I contact or pay Aberdeen Enterprizes II?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Aberdeen Enterprizes II is to work with a credit repair professional. They help remove millions of negative items every year from companies like Aberdeen Enterprizes II on behalf of their clients.

Will Aberdeen Enterprizes II sue me or garnish my wages?

Aberdeen Enterprizes II is entitled to sue for unpaid debts. However, they may not choose this route unless other debt recovery methods fail, as legal action can be expensive and time-consuming.

If Aberdeen Enterprizes II does sue and wins a judgment against you, they may be able to garnish your wages, depending on the laws of the state where you live. However, this isn’t a guaranteed outcome and depends on various factors, including the amount of debt and your ability to repay it.

Aberdeen Enterprizes II, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Aberdeen Enterprizes II, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Aberdeen Enterprizes II to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Aberdeen Enterprizes II cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Aberdeen Enterprizes II must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Aberdeen Enterprizes II cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Aberdeen Enterprizes II From Your Credit Report Today!

Credit Saint can help you dispute Aberdeen Enterprizes II accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.