Seeing Aberdeen Enterprizes II listed on your credit report? That usually means they are trying to collect an unpaid debt—and it could be dragging down your credit score. Here’s what you need to know.
Who Is Aberdeen Enterprizes II?
Aberdeen Enterprizes II, Inc. is a debt collection company based in Tulsa, Oklahoma. They’ve been operating since 1998 and work with public agencies to collect unpaid debts from individuals.
If you owe money to one of their clients, they may report the account to the credit bureaus, which can show up as a collection on your credit report.
Who Does Aberdeen Enterprizes II Collect For?
Aberdeen Enterprizes II primarily works with:
- County and municipal governments
- Court systems and public agencies
They focus on recovering unpaid court costs, fines, fees, traffic tickets, and other types of municipal debt. In some cases, they may also be involved with resolving warranty-related obligations for public departments.
If you have outstanding court-related fees or fines, this agency may contact you.
Is Aberdeen Enterprizes II a Legitimate Company?
Yes, Aberdeen Enterprizes II is a real, authorized debt collector. They are legally allowed to collect debts on behalf of their clients. Still, you should always request written proof that the debt belongs to you before paying anything.
How to Remove Aberdeen Enterprizes II From Your Credit Report
Collection accounts can lower your credit score and remain on your report for up to seven years. If you want to remove Aberdeen Enterprizes II from your credit file, here are your options:
- Dispute inaccurate information: Review your credit report carefully. If the account details are wrong, file a dispute with the credit bureaus.
- Negotiate a pay-for-delete: Some agencies agree to remove the collection from your report if you pay the balance. Make sure to get any agreement in writing first.
- Work with credit repair professionals: Experts can help dispute questionable collections and improve your credit faster.
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Should You Pay Aberdeen Enterprizes II?
Before paying, confirm that the debt is valid and still within the statute of limitations. Making payments can sometimes restart the collection timeline, giving the agency more time to pursue you.
Many people turn to credit repair services to handle these situations and avoid making costly mistakes.
Can Aberdeen Enterprizes II Sue You or Garnish Your Wages?
Yes, they have the legal right to file a lawsuit to collect unpaid debts. If they win in court, they could obtain a judgment that allows them to garnish your wages or take other legal action, depending on your state’s laws.
That said, most collection agencies prefer to resolve the debt through payment plans or settlements rather than going through the courts.
Aberdeen Enterprizes II Complaints
Aberdeen Enterprizes II has received complaints with the Consumer Financial Protection Bureau (CFPB) and Better Business Bureau (BBB). Common complaints include:
- Incorrect information reported to credit bureaus
- Harassment or aggressive collection tactics
- Failure to properly verify debts
If you believe your rights have been violated, you can file a complaint with the CFPB or BBB.
Your Rights When Dealing With Aberdeen Enterprizes II
Debt collectors must follow federal and state laws, including the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA). These laws protect you by:
- Prohibiting false or incomplete reporting to credit bureaus
- Allowing you to request written validation of the debt within 30 days
- Making harassment, threats, or abusive language illegal
- Requiring collectors to identify themselves clearly as a debt collector
- Banning false threats of arrest or imprisonment
Aberdeen Enterprizes II Contact Information
Address:
Aberdeen Enterprizes II, Inc.
4143 E 31st St.
Tulsa, OK 74135
Phone: (800) 945-1301 or (918) 794-0800
Get Aberdeen Enterprizes II Off Your Credit Report
Tired of collections hurting your credit? Credit Saint has helped thousands of people challenge negative accounts, including those from Aberdeen Enterprizes II.
They even back their services with a 90-day money-back guarantee for peace of mind.
Call (855) 281-1510 or visit their website to learn how they can help clean up your credit.
Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.
