Who is Aberdeen Enterprizes II?
Aberdeen Enterprizes II, Inc. is a debt collection agency that operates out of Tulsa, Oklahoma. Established in 1998, this agency works with creditors to collect debts that individuals owe.
If you see Aberdeen Enterprizes II on your credit report, it generally means that a creditor has handed over an unpaid debt of yours to this agency for collection.
Who does Aberdeen Enterprizes II collect for?
Aberdeen Enterprizes II works with a variety of clients, but they specialize particularly in the collection of court costs and resolving outstanding warranties. Their client base primarily consists of counties and municipalities. This could include unpaid court fees, traffic tickets, library fines, or other municipal debts.
They are also involved in ensuring the resolution of outstanding warranties, likely working with various public departments to ensure owed warranty obligations are met.
Is Aberdeen Enterprizes II legit or a scam?
Aberdeen Enterprizes II is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Aberdeen Enterprizes II from my credit report?
Aberdeen collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Aberdeen Enterprizes II, Inc. Contact Information
Aberdeen Enterprizes II, Inc.
4143 E 31st St.
Tulsa, OK 74135
Phone number: (800) 945-1301 or (918) 794-0800
Should I contact or pay Aberdeen Enterprizes II?
It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Aberdeen Enterprizes II is to work with a credit repair professional. They help remove millions of negative items every year from companies like Aberdeen Enterprizes II on behalf of their clients.
Will Aberdeen Enterprizes II sue me or garnish my wages?
Aberdeen Enterprizes II is entitled to sue for unpaid debts. However, they may not choose this route unless other debt recovery methods fail, as legal action can be expensive and time-consuming.
If Aberdeen Enterprizes II does sue and wins a judgment against you, they may be able to garnish your wages, depending on the laws of the state where you live. However, this isn’t a guaranteed outcome and depends on various factors, including the amount of debt and your ability to repay it.
Aberdeen Enterprizes II, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Aberdeen Enterprizes II, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Aberdeen Enterprizes II to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Aberdeen Enterprizes II may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Aberdeen Enterprizes II must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Aberdeen Enterprizes II cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Aberdeen Enterprizes II From Your Credit Report Today!
Credit Saint can assist you in disputing Aberdeen Enterprizes II accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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