Accounts Management, Inc.

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Is Accounts Management, Inc. hurting your credit score?

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Who is Accounts Management, Inc.?

Accounts Management, Inc. is a debt collection agency located in Sioux Falls, South Dakota. Their job involves acting as an intermediary between creditors and debtors, with a focus on ensuring that unpaid debts are paid.

If Accounts Management appears on your credit report as a collections account, it usually indicates that you have a past-due bill.

Who does Accounts Management, Inc. collect for?

Accounts Management, Inc. primarily serves health care companies, acting as a third-party agency to collect debts on their behalf. This could include various types of debts, such as unpaid medical bills, balances after insurance payments, or debts related to other health services.

Is Accounts Management, Inc. legit or a scam?

Accounts Management, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Accounts Management, Inc. from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Accounts Management, Inc. Contact Information

Address:

Accounts Management, Inc.
5132 S Cliff Ave Ste 1
Sioux Falls, SD 57108

Phone number: (605) 322-4672

Should I contact or pay Accounts Management, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Accounts Management, Inc. is to work with a credit repair professional. They help remove millions of negative items every year from companies like Accounts Management, Inc. on behalf of their clients.

Will Accounts Management, Inc. sue me or garnish my wages?

Accounts Management, Inc. has the legal right to sue you to recover the debt you owe. If they win the case, and you still don’t pay the debt, they could potentially request the court to garnish your wages as a method of debt collection.

However, it’s important to note that these actions are typically last resorts for debt collectors. Often, they’d prefer to settle the debt outside of court due to the time and cost of legal proceedings.

Accounts Management, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Accounts Management, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Accounts Management, Inc. to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Accounts Management, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Accounts Management, Inc. must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Accounts Management, Inc. cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Accounts Management, Inc. From Your Credit Report Today!

Credit Saint can assist you in disputing Accounts Management, Inc. collections. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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