Who is Alliant Capital Management?
Alliant Capital Management, LLC is a nationwide third-party debt collection agency based in Amherst, New York. The company specializes in the acquisition and recovery of past-due debts, working on behalf of creditors to collect outstanding balances.
If you notice Alliant Capital Management listed on your credit report, it is likely due to an unpaid bill.
Who does Alliant Capital Management collect for?
Alliant Capital Management works with credit card companies to recoup unpaid balances and help fintech entities in debt recovery from online loans and digital financing. Additionally, they manage installment loan debt for various lenders and assist retail businesses in recovering debts from unpaid store credit cards or purchases.
Is Alliant Capital Management legit or a scam?
Alliant Capital Management is a legitimate company. They are licensed and authorized to collect debts on behalf of their clients. However, it’s essential to verify any debts they claim you owe before making any payments.
How can I remove Alliant Capital Management from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Alliant Capital Management, LLC Contact Information
Address:
Alliant Capital Management
210 John Glenn Dr
Buffalo, NY 14228
Mailing address:
Alliant Capital Management
1965 Sheridan Drive, Suite 100
Buffalo, NY 14228
Phone number: (877) 957-8122
Should I contact or pay Alliant Capital Management?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Alliant Capital Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Alliant Capital Management on behalf of their clients.
Will Alliant Capital Management sue me or garnish my wages?
Alliant Capital Management can sue for unpaid debts. If they win the case, they might get a court order to garnish your wages, which means a portion of your earnings would be withheld to pay back the debt. However, the agency must first choose to file a lawsuit and then win that lawsuit before garnishment could happen. The likelihood of this occurring depends on many factors, including the size of the debt and local laws.
Alliant Capital Management, LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Alliant Capital Management, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Alliant Capital Management, LLC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Alliant Capital Management to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Alliant Capital Management cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Alliant Capital Management must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Alliant Capital Management cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Alliant Capital Management From Your Credit Report Today!
Credit Saint offers assistance with disputing Alliant Capital Management accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
