Who is Alliant Capital Management?
Alliant Capital Management, LLC is a nationwide third-party debt collection agency based in Amherst, New York. The company specializes in the acquisition and recovery of past-due debts, working on behalf of creditors to collect outstanding balances.
If you notice Alliant Capital Management listed on your credit report, it is likely due to an unpaid bill.
Who does Alliant Capital Management collect for?
Alliant Capital Management works with credit card companies to recoup unpaid balances and help fintech entities in debt recovery from online loans and digital financing. Additionally, they manage installment loan debt for various lenders and assist retail businesses in recovering debts from unpaid store credit cards or purchases.
Is Alliant Capital Management legit or a scam?
Alliant Capital Management is a legitimate company. They are licensed and authorized to collect debts on behalf of their clients. However, it’s essential to verify any debts they claim you owe before making any payments.
How can I remove Alliant Capital Management from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Alliant Capital Management, LLC Contact Information
Alliant Capital Management
210 John Glenn Dr
Buffalo, NY 14228
Alliant Capital Management
1965 Sheridan Drive, Suite 100
Buffalo, NY 14228
Phone number: (877) 957-8122
Should I contact or pay Alliant Capital Management?
It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Alliant Capital Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Alliant Capital Management on behalf of their clients.
Will Alliant Capital Management sue me or garnish my wages?
Alliant Capital Management can sue for unpaid debts. If they win the case, they might get a court order to garnish your wages, which means a portion of your earnings would be withheld to pay back the debt. However, the agency must first choose to file a lawsuit and then win that lawsuit before garnishment could happen. The likelihood of this occurring depends on many factors, including the size of the debt and local laws.
Alliant Capital Management, LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Alliant Capital Management, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Alliant Capital Management, LLC
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Alliant Capital Management to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Alliant Capital Management may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Alliant Capital Management must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Alliant Capital Management cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Alliant Capital Management From Your Credit Report Today!
Credit Saint can assist you in disputing Alliant Capital Management accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Ready to Repair Your Credit?
Learn how to get help disputing errors on your credit report that could be hurting your credit score.
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