Is Allied Account Services Hurting Your Credit?

If Allied Account Services shows up on your credit report, it likely means a past-due debt has been sent to collections. A collection account can lower your credit score and stay on your report for up to seven years if not addressed.

Here’s what you need to know about Allied Account Services and how to work toward getting their collection account removed.

Who Is Allied Account Services?

Allied Account Services, Inc. is a debt collection agency based in Bellmore, New York. They work with businesses to recover unpaid debts from consumers.

If Allied Account Services appears on your credit report, it means a company has hired them to collect money they believe you owe.

Who Does Allied Account Services Collect For?

Allied Account Services collects debts for a wide range of industries, including:

• Healthcare providers
• Credit card companies
• Utility companies
• Retail businesses

Once these businesses are unable to recover payments, they may turn the account over to Allied Account Services for collection.

Is Allied Account Services Legitimate?

Yes, Allied Account Services is a real debt collection agency. They are authorized to collect debts on behalf of their clients. Even so, never assume a collection account is valid without verifying the details, as errors can happen in the collection process.

How to Remove Allied Account Services From Your Credit Report

A collection account from Allied Account Services can hurt your credit, but there are ways to handle it:

• Dispute Inaccuracies: Review your credit report carefully. If the debt isn’t yours or the details are incorrect, file a dispute with the credit bureaus.
• Request Debt Validation: You have the right to ask Allied Account Services for proof that the debt is yours and the amount is correct. They must provide written verification if requested.
• Negotiate a Pay-for-Delete: If the debt is valid, you can try negotiating a pay-for-delete agreement. This means offering payment in exchange for the collection account being removed from your credit report. Always get the agreement in writing before making payment.
• Work With a Credit Repair Service: Many people prefer to work with professionals who specialize in removing collections and other negative items from credit reports.

Should You Contact or Pay Allied Account Services?

Before contacting Allied Account Services, verify the debt is legitimate and reported accurately. Sometimes debts are outdated, incorrect, or even beyond the statute of limitations.

Also, be aware that making a payment can reset the clock on certain debts, which could impact your credit.

Many people choose to work with a credit repair company to manage collections and help protect their credit.

Can Allied Account Services Sue You or Garnish Your Wages?

Allied Account Services has the legal right to sue you over unpaid debts. If they take legal action and win, they could get a judgment that allows wage garnishment or other collection methods, depending on your state’s laws.

That said, lawsuits are usually a last resort. Most collection agencies prefer to settle or arrange payment plans before going to court.

Allied Account Services Contact Information

Here’s how to reach Allied Account Services:

Address:
Allied Account Services, Inc.
422 Bedford Avenue
Bellmore, NY 11710

Phone: (516) 783-8000 or (800) 486-2929

Complaints About Allied Account Services

Many debt collectors, including Allied Account Services, have complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common complaints include:

• Incorrect information on credit reports
• Failure to verify debts
• Harassment or aggressive collection tactics

If your rights are being violated, you can file a complaint with the CFPB or BBB.

Your Rights When Dealing With Allied Account Services

You have protections under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Allied Account Services cannot:

• Report false or incomplete information on your credit report
• Harass you with excessive calls, threats, or abusive language
• Misrepresent who they are or why they’re contacting you
• Threaten you with arrest over unpaid debts

You can also request written proof of the debt. Allied Account Services must provide verification within 30 days of your request.

Get Help Removing Allied Account Services From Your Credit Report

If dealing with Allied Account Services feels overwhelming, professional help is available. Credit Saint has over 15 years of experience helping people dispute collections and improve their credit. They even offer a 90-day money-back guarantee for extra peace of mind.

To learn more, visit their website or call (855) 281-1510.