Is Allied Account Services Hurting Your Credit?

Updated

Call for a free consultation to learn how to remove inaccurate negative information from your credit report.

Who is Allied Account Services?

Allied Account Services, Inc. is a debt collection agency based in Bellmore, New York. They work with businesses to recover delinquent debts.

If Allied Account Services appears on your credit report as a collections account, this usually means that a previous bill or debt obligation has not been paid and has been transferred to this agency for recovery.

Who does Allied Account Services collect for?

Allied Account Services works across a wide range of industries as they specialize in recovering past due debts for original creditors. These creditors may come from diverse sectors such as healthcare, utilities, credit card companies, retail businesses, and more.

Is Allied Account Services legit or a scam?

Allied Account Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Allied Account Services from my credit report?

Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.

If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.

Ready to Clean Up Your Credit Report?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Allied Account Services, Inc. Contact Information

Address:

Allied Account Services, Inc.
422 Bedford Avenue
Bellmore, NY 11710

Phone number: (516) 783-8000 or (800) 486-2929

Should I contact or pay Allied Account Services?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Allied Account Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Allied Account Services on behalf of their clients.

Will Allied Account Services sue me or garnish my wages?

Allied Account Services has the legal capacity to sue for unpaid debts. If they choose to pursue legal action and succeed in their lawsuit, they could potentially garnish your wages or take other measures to collect the debt, depending on the prevailing laws in your jurisdiction.

However, legal action is often a last resort due to its time-consuming and costly nature. Before initiating a lawsuit, debt collection agencies usually attempt to work out a payment plan or agree on a settlement with the debtor.

Allied Account Services Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Allied Account Services

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Allied Account Services to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Allied Account Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Allied Account Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Allied Account Services cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Allied Account Services From Your Credit Report Today!

Credit Saint offers assistance with disputing Allied Account Services collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.

If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.

Visit their website or call (855) 281-1510 for more details.

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