Is Allied International Credit Corp Hurting Your Credit?

If you’ve seen Allied International Credit Corp on your credit report, it usually means a debt you owe has been sent to collections. This can damage your credit score and make it harder to qualify for loans or credit cards—but you have options to deal with it.

Who Is Allied International Credit Corp?

Allied International Credit Corp (AIC) is a debt collection agency based in Richmond, Virginia. They collect overdue accounts on behalf of other businesses. If they’re listed on your credit report, they’re trying to collect a debt that was handed off to them.

What Types of Debt Does Allied International Credit Corp Collect?

AIC works with clients in several industries. One known client is eBay, which uses Allied to collect on unpaid fees. While they may collect for other companies as well, the exact list can vary over time.

If you’ve ignored a bill or let an account go unpaid, they may be the ones now trying to collect.

Is Allied International Credit Corp a Legitimate Company?

Yes, Allied International Credit Corp is a real and legally authorized debt collection agency. But that doesn’t mean the debt they’re contacting you about is always accurate. Mistakes happen—and sometimes they go after the wrong person or outdated debts.

You should never pay a debt without confirming it’s valid.

How to Remove Allied International Credit Corp From Your Credit Report

Collection accounts can stay on your credit report for up to seven years—even if you pay them. That’s why removing them entirely is often the better option.

Here’s how:

• Dispute any errors with the credit bureaus if the account is inaccurate or not yours.
• Send a debt validation letter to AIC asking them to prove the debt is legitimate and reported correctly.
• Negotiate a pay-for-delete agreement. Offer to settle the debt if they agree in writing to remove it from your credit report.
• Work with a credit repair service that can challenge the account on your behalf and guide you through the process.

Should You Contact or Pay Allied International Credit Corp?

Don’t rush to contact or pay them until you verify the debt. Some debts are past the statute of limitations, and making a payment can reset the clock, giving the collector more time to take legal action.

Once you confirm the debt is valid and current, you can consider negotiating a payoff or settling for less. Just make sure you get the terms in writing before sending any money.

Can Allied International Credit Corp Sue or Garnish Wages?

They can—but only after suing you in court and winning a judgment. If that happens, they may be able to garnish your wages or freeze your bank account, depending on your state’s laws.

That said, most debt collectors prefer to settle before going to court. Legal action is usually a last resort.

What to Do If You’re Being Harassed or Misinformed

Like many collection agencies, Allied International Credit Corp has received complaints related to aggressive tactics, repeated calls, or inaccurate reporting.

If you’re dealing with harassment or errors:

• Send a debt validation request
• Dispute the entry with the credit bureaus
• File a complaint with the Consumer Financial Protection Bureau (CFPB)
• Report the behavior to the Better Business Bureau (BBB)

Your Rights Under the FDCPA and FCRA

You’re protected by federal laws that limit what debt collectors can do and how they can report information:

• The Fair Debt Collection Practices Act (FDCPA) protects you from harassment, threats, and misleading claims
• The Fair Credit Reporting Act (FCRA) gives you the right to challenge any inaccurate or outdated information on your credit report

Allied International Credit Corp cannot:

• Report false or incomplete information
• Ignore your request to validate the debt
• Harass or threaten you with arrest
• Use abusive language or call excessively
• Hide who they are or why they’re contacting you

They must communicate clearly, follow the law, and treat you with respect.

Contact Information for Allied International Credit Corp

Address:
Allied International Credit Corp
6800 Paragon Place, Suite 400
Richmond, VA 23230

Phone: (877) 451-2594

Need Help Removing Allied International Credit Corp From Your Credit Report?

You don’t have to go through this alone. Credit Saint knows how to deal with collection agencies like Allied International Credit Corp and has a long track record of getting inaccurate items removed. And if they can’t make progress, their 90-day money-back guarantee has you covered.

Call (855) 281-1510 or visit their website to get started.