If Allstate Credit Bureau is showing up on your credit report, it could be hurting your credit score. Here’s what you need to know about this collection agency—and how to get their account removed.
Who Is Allstate Credit Bureau?
Allstate Credit Bureau, Inc. is a debt collection agency based in Farmington Hills, Michigan. They collect unpaid debts on behalf of businesses across different industries.
If you see their name on your credit report, it usually means an unpaid bill has been sent to them for collection. This can damage your credit score and stay on your report for years if not addressed.
Who Does Allstate Credit Bureau Collect For?
Allstate Credit Bureau collects for businesses in a wide range of industries, including:
- Healthcare providers
- Credit card companies
- Utility companies
- Other service providers
If you’ve fallen behind on payments, they may be the ones trying to recover the debt.
Is Allstate Credit Bureau Legitimate?
Yes, Allstate Credit Bureau is a real debt collection company. But that doesn’t mean every account they report is correct. Errors happen, so it’s important to verify any debt before making payments.
You have the legal right to request proof that the debt is yours and that the amount is accurate.
How to Remove Allstate Credit Bureau From Your Credit Report
Collections can lower your credit score for up to seven years, but you have options to get them removed:
- Dispute Inaccurate Accounts: If the information is incorrect, outdated, or incomplete, file a dispute with the credit bureaus to have it removed.
- Negotiate a Pay-for-Delete: Some collectors will agree to remove the account if you settle the debt. Always get the agreement in writing before sending payment.
- Work With a Credit Repair Company: Professionals can challenge negative accounts and help clean up your credit report.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Should You Contact or Pay Allstate Credit Bureau?
Before contacting them, make sure the debt is valid and within your state’s statute of limitations. Keep in mind that making a payment can restart the reporting period, keeping the account on your credit report longer.
Many people choose to work with credit repair experts who can dispute errors and negotiate removals on your behalf.
Can Allstate Credit Bureau Sue You or Garnish Your Wages?
Yes, they have the legal ability to sue for unpaid debts. If they win in court, they could garnish your wages, levy your bank account, or place a lien on your property, depending on state laws.
That said, lawsuits are expensive, so most collection agencies prefer to work out a payment plan or settlement before taking legal action.
Complaints About Allstate Credit Bureau
Like many debt collectors, Allstate Credit Bureau has complaints filed with the Consumer Financial Protection Bureau and the Better Business Bureau. The most common issues include:
- Incorrect reporting
- Harassment or aggressive collection tactics
- Failing to validate debts when requested
If your rights are being violated or you’re facing harassment, you can file a complaint with these agencies.
Your Rights When Dealing With Allstate Credit Bureau
You’re protected by the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). These laws help prevent abusive practices and protect your credit.
Here’s what those protections include:
- They cannot report false or incomplete information about you.
- You have the right to request debt validation within 30 days. They must prove the debt belongs to you and that the amount is correct.
- Harassment, repeated calls, threats, or abusive language are illegal.
- They must clearly state who they are and that they are collecting a debt.
- They cannot threaten arrest or jail for unpaid debts.
Allstate Credit Bureau Contact Information
- Address: 22000 Springbrook Ave, Suite 201, Farmington Hills, MI 48336
- Phone Number: (248) 354-0500
Remove Allstate Credit Bureau From Your Credit Report Today
Collections can hurt your credit for years, but you don’t have to deal with it alone. Credit Saint has helped thousands of people challenge inaccurate negative items on their credit reports. They even offer a 90-day money-back guarantee for added peace of mind.
If you’re ready to take control of your credit, visit their website or call (855) 281-1510 to get started.

Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.