What is Alltran Financial?
Alltran Financial LP, formerly known as United Recovery Systems, is a debt collection agency that has the power to cause long-term damage to your credit. They are also known as Alltran Health Inc. and Alltran Education Inc. for their medical and student loan collections.
Collections can remain on your credit reports for up to seven years.
Dealing With Alltran Financial
If you are like most people, you hate getting calls from debt collectors. The harassing calls can come at any hour of the day, and they often come from people or places you have never heard of.
You may wonder how a debt collection agency receives your information and what gives them the right to contact you constantly in order to try and collect.
What happens is that when you are accused of having a debt go into default, the company that owns your debt will often sell it to debt collection agencies instead of trying to collect the debt themselves.
Want to Remove Alltran Collections from Your Credit Report?
Alltran Financial is paid based on how much debt they are able to collect – because of this, they are extremely aggressive about it.
They Will Search High and Low for You
Alltran will go to great lengths to find you. When they first receive your account, the first thing they will try to do is track you down. This is often easier said than done, so they resort to some questionable tactics in order to find you.
The collection account can be very old and often times people move from one place to another. In order to try and find you, Alltran will call known family members to try to find out where you are and how to contact you.
They may also stoop to the level of contacting neighbors and friends. Not only is this embarrassing for you, but it is an invasion of your privacy.
Your family and friends are under no obligation to tell them how they can contact you. If a debt collector is trying to collect a debt from you, they should already have your contact information.
Relentless Beyond Belief
They pursue people relentlessly. Some people have reported being harassed by Alltran for more than three years, in spite of the fact people are making payments to them. They will do anything to get the money you owe because the more you pay them, the more they get paid.
If they call you and all you can do is pay a small portion of a debt, they will gladly accept that payment. Then, they will even more gladly call you a few days later informing you that you still owe them more money. You can try to make deals with them, but some have reported that they don’t always live up to their end of the bargain.
How to Contact Alltran
5800 N Course Drive
Houston, TX 77072-1613
Telephone: 713-977-1234 or 800-568-0399
Alltran Health Inc. phone number: 877-272-7729
Alltran Education Inc. phone number: 800-211-0432
You Can Still Improve Your Credit Score
A while back I had some unexpected bills pile up in my life around the same time I was laid off from my job. I eventually found a new job, however, it took my personal finances much longer to recover. Even after I returned to work, I couldn’t keep up with the minimum payments that were required of me.
The credit cards went into default and the result was constant calls from debt collectors. I eventually went bankrupt in hopes of getting a new start to my financial future.
The bankruptcy did help and while it only took me a year to get my finances under control, it took me much longer to repair my credit. I had suffered several hits to my credit during this time and began to realize that it might take as long as seven to 10 years to recover completely.
I felt like I had been painted into a corner with no way out. I was stuck with a growing family in our small house because I couldn’t get a loan to buy a new house even though I could afford it. I thought there was no hope for moving up in my life and providing a better future for my family.
I Found a Company That Helped Me
It was at the time I wanted to upgrade my home that a friend of mine told me about Lexington Law. I discovered that they specialized in helping people like me improve their credit. I went to their website and discovered all of the people that had been helped by them, so I decided to try it out for myself.
Lexington Law Helped Me Out of the Abyss
After contacting Lexington Law, I soon realized there was something I could do about my situation. We were able to get several items removed from my credit report. My credit score began to improve rapidly and after another year, I was able to move my family into a nicer home.
Collections Removed from My Credit Report:
My credit scores have dramatically improved since there are no longer any negative accounts reporting. Here’s a snap shot of my scores:
— T.B., Lexington client
— D.S., Lexington client
Want to Remove Alltran from Your Credit Report?
If you’re sick of having bad credit, let the professionals take care of it for you. They can delete all kinds of negative items from your credit reports, including bankruptcies, foreclosures, repossessions, charge-offs, tax liens, collections, and more.
Since 1991, Lexington Law has provided professional credit repair services and experienced support to hundreds of thousands of people.
List of Debt Collection Agencies
Here’s a list of some of the nation’s most popular debt collectors that cause damage to your credit.
- Alliance One
- Allied Interstate
- Alltran Financial
- ARS National Services
- Cavalry Portfolio Services
- Credit Collection Services
- IC Systems
- LVNV Funding
- Midland Credit Management
- MRS Associates
- NCO Financial
- Portfolio Recovery Associates
- RJM Acquisitions
- Transworld Systems
- Zwicker & Associates