Who is AmerAssist?
AmerAssist A/R Solutions, Inc., based in Columbus, Ohio, is a recognized debt collection agency. They act as an intermediary between creditors and debtors, seeking to recover overdue debts on behalf of their clients.
If AmerAssist appears on your credit report, this typically indicates an unpaid bill that the original creditor has transferred to them for collection.
Who does AmerAssist collect for?
AmerAssist offers their debt collection services to a broad range of clients across numerous industries. Their areas of expertise include cable & telecom, commercial B2B, dental, financial, healthcare, insurance, retail, student loans, and utilities sectors.
Whether it’s unpaid cable bills, overdue commercial invoices, dental services rendered without payment, or delinquent student loans, AmerAssist steps in to recover the debt on behalf of the original creditor.
Is AmerAssist legit or a scam?
AmerAssist is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove AmerAssist from my credit report?
AmerAssist collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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AmerAssist A/R Solutions Contact Information
AmerAssist A/R Solutions, Inc.
1105 Schrock Rd
Columbus, OH 43229
Phone number: (877) 900-5300
Should I contact or pay AmerAssist?
It’s best to avoid speaking to a collection agency on the phone. And making a payment on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with AmerAssist is to work with a credit repair professional. They help remove millions of negative items every year from companies like AmerAssist A/R Solutions on behalf of their clients.
Will AmerAssist sue me or garnish my wages?
AmerAssist has the ability to sue for unpaid debts. If they win the lawsuit, they could potentially obtain a court order to garnish your wages, which means a portion of your earnings could be withheld and sent directly to them to pay off the debt.
However, this is often a last resort for many debt collectors and typically happens when other attempts to collect the debt have failed. The decision to sue can depend on various factors, such as the size of the debt, local laws, and the agency’s assessment of their likelihood of recouping the debt through a lawsuit.
AmerAssist A/R Solutions, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with AmerAssist A/R Solutions, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for AmerAssist A/R Solutions, Inc. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- AmerAssist A/R Solutions may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- AmerAssist must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- AmerAssist cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove AmerAssist From Your Credit Report Today!
Credit Saint can assist you in disputing AmerAssist accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Ready to Repair Your Credit?
Learn how to get help disputing errors on your credit report that could be hurting your credit score.
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