Is AmerAssist hurting your credit score?

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Who is AmerAssist?

AmerAssist A/R Solutions, Inc., based in Columbus, Ohio, is a recognized debt collection agency. They act as an intermediary between creditors and debtors, seeking to recover overdue debts on behalf of their clients.

If AmerAssist appears on your credit report, this typically indicates an unpaid bill that the original creditor has transferred to them for collection.

Who does AmerAssist collect for?

AmerAssist offers their debt collection services to a broad range of clients across numerous industries. Their areas of expertise include cable & telecom, commercial B2B, dental, financial, healthcare, insurance, retail, student loans, and utilities sectors.

Whether it’s unpaid cable bills, overdue commercial invoices, dental services rendered without payment, or delinquent student loans, AmerAssist steps in to recover the debt on behalf of the original creditor.

Is AmerAssist legit or a scam?

AmerAssist is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove AmerAssist from my credit report?

AmerAssist collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

AmerAssist A/R Solutions Contact Information


AmerAssist A/R Solutions, Inc.
1105 Schrock Rd
Columbus, OH 43229

Phone number: (877) 900-5300

Should I contact or pay AmerAssist?

It’s best to avoid speaking to a collection agency on the phone. And making a payment on the debt will reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with AmerAssist is to work with a credit repair professional. They help remove millions of negative items every year from companies like AmerAssist A/R Solutions on behalf of their clients.

Will AmerAssist sue me or garnish my wages?

AmerAssist has the ability to sue for unpaid debts. If they win the lawsuit, they could potentially obtain a court order to garnish your wages, which means a portion of your earnings could be withheld and sent directly to them to pay off the debt.

However, this is often a last resort for many debt collectors and typically happens when other attempts to collect the debt have failed. The decision to sue can depend on various factors, such as the size of the debt, local laws, and the agency’s assessment of their likelihood of recouping the debt through a lawsuit.

AmerAssist A/R Solutions, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with AmerAssist A/R Solutions, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for AmerAssist A/R Solutions, Inc. to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • AmerAssist A/R Solutions cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • AmerAssist must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • AmerAssist cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove AmerAssist From Your Credit Report Today!

Credit Saint can help you dispute AmerAssist accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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