If AmerAssist A/R Solutions is showing up on your credit report, it likely means you have an unpaid debt that’s been sent to collections. This can lower your credit score and stay on your report for years. Here’s how to deal with it—and possibly get it removed.
What Is AmerAssist?
AmerAssist A/R Solutions, Inc. is a debt collection agency headquartered in Columbus, Ohio. They collect unpaid debts on behalf of businesses in several industries. If your original creditor hired them, their name may appear on your credit report.
Who Does AmerAssist Collect For?
AmerAssist collects debts across a wide range of industries, including:
- Cable and telecom
- Healthcare and dental providers
- Retail and utilities
- Financial services and insurance
- Student loan servicers
- Commercial and B2B businesses
Whether you missed a medical bill, a utility payment, or a student loan installment, AmerAssist might be handling the collections.
Is AmerAssist a Legitimate Company?
Yes, AmerAssist is a real debt collection agency. That said, not every collection is valid. Always request verification before paying or acknowledging any debt. You have the right to see proof that the debt is yours.
How to Remove AmerAssist From Your Credit Report
A collection account can remain on your credit report for up to seven years, even if it’s paid. To get it removed, try one of these methods:
- Dispute any inaccuracies – If the account contains incorrect details, file a dispute with the credit bureaus.
- Negotiate a pay-for-delete – Some collectors will agree to remove the account if you pay. Get the agreement in writing first.
- Hire a credit repair company – Professionals can handle disputes, send debt validation letters, and push for deletion if the debt is unverified or incorrectly reported.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Should You Contact or Pay AmerAssist?
Before making any contact or payment, request a debt validation letter. This gives you a breakdown of what you supposedly owe and who originally issued the debt.
Making a payment without validation could reset the statute of limitations in your state and revive the debt’s legal collectibility.
Can AmerAssist Sue or Garnish Wages?
Yes, AmerAssist has the legal right to sue for unpaid debts. If they win a judgment, they could be allowed to:
- Garnish your wages
- Levy your bank account
- Pursue other legal enforcement actions
But most debt collectors only file lawsuits as a last resort. If you respond early, it’s often possible to work out a payment plan or settlement before legal action is taken.
AmerAssist Contact Information
AmerAssist A/R Solutions, Inc.
1105 Schrock Rd
Columbus, OH 43229
Phone: (877) 900-5300
AmerAssist Complaints
Many consumers have reported issues with AmerAssist to the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). The most common complaints include:
- Debts that weren’t verified
- Inaccurate credit reporting
- Repeated or aggressive calls
If you experience any of these, file a complaint and keep records of all communication.
Know Your Rights When Dealing With AmerAssist
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) protect you when dealing with debt collectors. Under these laws, AmerAssist is not allowed to:
- Report false or incomplete information to credit bureaus
- Refuse to verify a debt when you request it
- Harass or threaten you over the phone or in writing
- Misrepresent their identity or authority
- Claim you can be arrested over unpaid debt
You have the right to challenge and verify any collection reported against you.
Want AmerAssist Removed From Your Credit Report?
Getting a collection account removed from your credit report can be tough—but not impossible. Credit Saint has helped thousands of people clean up their credit by challenging accounts like those from AmerAssist. They offer a 90-day money-back guarantee if you’re not happy with the results.
Call (855) 281-1510 or visit their website for a free consultation.

Brooke Banks is a personal finance writer specializing in credit, debt, and smart money management. She helps readers understand their rights, build better credit, and make confident financial decisions with clear, practical advice.