American Collections Enterprise

Is American Collections Enterprise hurting your credit score?

Lexington Law has helped millions of customers remove collections and other negative items from their credit reports. They may be able to help you too!

Who is American Collections Enterprise?

American Collections Enterprise, Inc. (ACEI) or AMCOLLECT is a debt collection agency based in Alexandria, Virginia. They focus on collecting debt in the following industries:

  • banking
  • commercial (B2B)
  • dental
  • dishonored checks
  • hospital
  • landlord/tenant/real estate
  • medical
  • personal services
  • rental cars
  • student loans
  • utilities

You may see them listed on your credit report as a collections account. This can happen if you owe a creditor money and they’ve hired someone to collect that money.

Collections can hurt your credit score and remain on your credit report for up to 7 years regardless of whether you pay it or not. Unfortunately, paying the collection may even lower your credit score.

However, it is possible to have it removed before 7 years and you may not even have to pay it.

(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)

Lexington Law is a credit repair company that may be able to help you fix your credit. You may not even have to pay any of the debts on your credit report.

In addition to collections, Lexington Law may also be able to help you remove other inaccurate information from your credit report. These items include inquiries, late payments, charge offs, foreclosures, repossessions, judgments, liens, and bankruptcies.

Call Lexington Law now to learn more: (800) 220-0084

American Collections Enterprise, Inc. Contact Information

Address:

205 S Whiting St STE 500
Alexandria, VA 22304

Website: https://amcollect.com

Phone number: (703) 253-7000

Should I contact or pay American Collections Enterprise?

Nothing good can come from contacting a collection agency. And making payments on the debt will reset the clock. Not only will it not help your credit, but it could actually make it worse.

The best way to go about handling this is to contact a professional credit repair service. They have deleted millions of negative items from companies like ACEI for millions of clients nationwide.

And they can help you too.

Will American Collections Enterprise sue me?

It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the debt and possibly get it removed from your credit report. It’s also quite possible that you may never hear from or have to deal with ACEI again.

Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.

American Collections Enterprise Complaints

Most debt collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations, you may also want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights and ACEI does too.

Can ACEI collection accounts be removed from my credit report?

Lexington Law specializes in disputing ACEI collection accounts. They have over 28 years of experience and have removed over 10 million negative items for their clients in 2018 alone.

Get Your Collections Removed Today!

If you’re looking for a reputable company to help you with collection accounts and repair your credit, we HIGHLY recommend Lexington Law.

Call them at (800) 220-0084 for a free credit consultation. They have helped plenty of people in your situation and have paralegals standing by waiting to take your call.