American Coradius International


Is American Coradius International hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is American Coradius International?

American Coradius International, LLC (ACI) is a debt collection agency based in Amherst, New York. The firm focuses on financial collections, often dealing with overdue bills or unpaid loans.

If you notice ACI appearing on your credit report as a collection account, this generally signifies that there is a bill or payment you may have overlooked or been unable to pay.

Who does American Coradius International collect for?

American Coradius International collects for a broad range of banks and finance companies on a national level. Their clients include credit card companies, auto loan providers, personal loan lenders, and even some service providers.

Is American Coradius International legit or a scam?

American Coradius International is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove American Coradius International from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

American Coradius International, LLC (ACI) Contact Information


American Coradius International, LLC
2420 Sweet Home Road Suite 150
Amherst, NY 14228

Phone number: (800) 759-2241

Should I contact or pay American Coradius International?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with American Coradius International is to work with a credit repair professional. They help remove millions of negative items every year from companies like American Coradius International, LLC on behalf of their clients.

Will American Coradius International sue me or garnish my wages?

American Coradius International, like any debt collection agency, does have the legal right to sue for an unpaid debt. If they win the lawsuit and the court rules in their favor, they may be granted a judgment. This could potentially lead to wage garnishment, a lien on your property, or bank account levy, depending on your state laws. However, it’s worth noting that suing is typically a last resort and involves additional costs and time for the collection agency.

American Coradius International, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with American Coradius International, LLC

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for American Coradius International to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • American Coradius International may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • American Coradius International must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • American Coradius International cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove American Coradius International From Your Credit Report Today!

Credit Saint can assist you in disputing American Coradius International collections. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.