Amerisol Collections

Who is Amerisol Collections?

Amerisol Collections, also known as AmeriFinancial Solutions, LLC (AFS), is a specialized medical debt collection agency headquartered in Baltimore, Maryland. They manage delinquent accounts and make efforts to secure payment on overdue bills.

If you have ever been late or defaulted on a medical bill, you may find Amerisol Collections appearing on your credit report as the assigned agency to recover the said debt.

Who does Amerisol Collections collect for?

Amerisol Collections is unique in its area of specialization, focusing primarily on the recovery of physician services debt. These could range from individual doctor’s offices to larger hospital-based physician groups.

Is Amerisol Collections legit or a scam?

Amerisol Collections is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Amerisol Collections from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Amerisol Contact Information

Mailing Address:

AmeriFinancial Solutions, LLC
P.O. Box 65018
Baltimore, MD 21264-5018

Phone number: (800) 753-7100

Should I contact or pay Amerisol Collections?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Amerisol Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like Amerisol Collections on behalf of their clients.

Will Amerisol Collections sue me or garnish my wages?

Amerisol Collections may resort to taking legal action against the debtor, but this is often considered a last resort. This could potentially involve filing a lawsuit in an effort to obtain a judgement. If the court rules in favor of the collection agency, they could be granted permission to garnish your wages or levy your bank account to recover the debt.

However, this course of action incurs additional expenses and time commitment for the collection agency, so they may prefer to settle the debt through negotiations and payment plans.

Amerisol Collections Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Amerisol Collections

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Amerisol Collections to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Amerisol Collections cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Amerisol Collections must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Amerisol Collections cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Amerisol Collections From Your Credit Report Today!

Credit Saint can help you dispute Amerisol Collections accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.