AmSher Collection Services

Is AmSher Collection Services hurting your credit score?

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Who is AmSher Collection Services, Inc.?

AmSher Collection Services, Inc., also known as Amsher Receivables Management, is a debt collection agency based in Birmingham, Alabama. Their operations involve acquiring delinquent accounts from various companies and attempting to collect the owed funds.

If AmSher Collection Services shows up on your credit report, it’s generally an indicator that you have an unpaid debt that they are now responsible for collecting.

Who does AmSher Collection Services collect for?

AmSher Collection Services manages debt recovery for a wide range of industries. Their client list includes cable companies, commercial and financial services providers, healthcare institutions, property management companies, telecommunications firms, and utility companies.

Is AmSher Collection Services legit or a scam?

AmSher Collection Services is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove AmSher Collection Services from my credit report?

AmSher collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

AmSher Collection Services, Inc. Contact Information


AmSher Collection Services, Inc.
4524 Southlake Parkway, Suite 15
Birmingham, AL 35244-2021

Phone number: (205) 322-4110 or (844) 227-4627

Should I contact or pay AmSher Collection Services?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with AmSher is to work with a credit repair professional. They help remove millions of negative items every year from companies like AmSher Collection Services on behalf of their clients.

Will AmSher Collection Services sue me or garnish my wages?

AmSher Collection Services, Inc. has the capacity to sue a debtor for unpaid debts. If the lawsuit is successful, they may be able to secure a court order to garnish your wages. Wage garnishment is a legal procedure where a portion of your earnings is withheld and paid directly to the debt collector to satisfy the debt.

However, this step is usually seen as a last resort after other attempts to collect the debt have failed. The decision to sue depends on multiple factors, including the size of the debt and the perceived likelihood of being able to recoup the debt through legal means.

AmSher Collection Services, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with a debt collector, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with AmSher Collection Services, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for AmSher Collection Services, Inc. to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • AmSher Collection Services may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • AmSher must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • AmSher cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove AmSher From Your Credit Report Today!

Credit Saint can assist you in disputing AmSher accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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