Is Anthony Wayne Credit Adjusters Hurting Your Credit?

If Anthony Wayne Credit Adjusters is showing up on your credit report, it likely means a debt has been sent to collections. Collection accounts can lower your credit score and stay on your report for up to seven years if not addressed.

Here’s what you need to know about Anthony Wayne Credit Adjusters and how to work toward removing their collection account from your credit report.

Who Is Anthony Wayne Credit Adjusters?

Anthony Wayne Credit Adjusters, Inc. is a debt collection agency based in Fort Wayne, Indiana. They work with creditors to collect unpaid debts from individuals and businesses.

If they appear on your credit report, it means a company has hired them to recover money they believe you owe.

Who Does Anthony Wayne Credit Adjusters Collect For?

Anthony Wayne Credit Adjusters works with a wide range of clients, including:

• Credit card companies
• Retailers
• Banks and lenders
• Healthcare providers
• Service providers

If you’ve fallen behind on payments in any of these areas, your account may have been turned over to them for collection.

Is Anthony Wayne Credit Adjusters Legitimate?

Yes, Anthony Wayne Credit Adjusters is a real debt collection agency. They are authorized to collect debts for their clients. That said, always verify the details of any collection account before agreeing to pay, as mistakes happen frequently in the debt collection process.

How to Remove Anthony Wayne Credit Adjusters From Your Credit Report

A collection account from Anthony Wayne Credit Adjusters can hurt your credit, but there are ways to address it:

• Dispute Inaccuracies: Review your credit report carefully. If the account isn’t yours or the information is incorrect, dispute it with the credit bureaus.
• Request Debt Validation: You have the right to ask Anthony Wayne Credit Adjusters for proof that the debt is yours and the amount is correct. They must provide written verification if requested.
• Negotiate a Pay-for-Delete: If the debt is valid, you can try to negotiate a pay-for-delete agreement. This involves offering payment in exchange for the collection account being removed from your credit report. Always get the agreement in writing before sending money.
• Work With a Credit Repair Service: Many people choose to work with professionals who specialize in removing collections and other negative items from credit reports.

Should You Contact or Pay Anthony Wayne Credit Adjusters?

Before contacting Anthony Wayne Credit Adjusters, confirm the debt is legitimate and accurately reported. Sometimes debts are outdated, incorrect, or beyond the statute of limitations.

Also, making a payment can restart the clock on how long the debt affects your credit, so proceed carefully.

For many people, working with a credit repair company is the simplest way to handle collections and protect their credit.

Can Anthony Wayne Credit Adjusters Sue You or Garnish Your Wages?

Anthony Wayne Credit Adjusters does have the legal right to sue over unpaid debts. If they take legal action and win, they could pursue wage garnishment or other collection methods, depending on your state’s laws.

That said, lawsuits are typically a last resort. Many collection agencies prefer to settle or arrange payment plans before going to court.

If you receive a court summons from them, don’t ignore it—seek legal advice right away.

Anthony Wayne Credit Adjusters Contact Information

Here’s how to reach Anthony Wayne Credit Adjusters:

Address:
Anthony Wayne Credit Adjusters, Inc.
809 S. Calhoun Street, Suite 100
Fort Wayne, IN 46802

Phone: (260) 423-9574

Complaints About Anthony Wayne Credit Adjusters

Many collection agencies, including Anthony Wayne Credit Adjusters, have complaints filed with the Consumer Financial Protection Bureau (CFPB) and Better Business Bureau (BBB). Common complaints include:

• Incorrect information on credit reports
• Failure to verify debts
• Harassment or aggressive collection tactics

If your rights have been violated, you can file a complaint with the CFPB or BBB.

Your Rights When Dealing With Anthony Wayne Credit Adjusters

You have protections under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Anthony Wayne Credit Adjusters cannot:

• Report false or incomplete information on your credit report
• Harass you with excessive calls, threats, or offensive language
• Misrepresent who they are or why they’re contacting you
• Threaten you with arrest over unpaid debts

You can also request written proof of the debt. Anthony Wayne Credit Adjusters must provide verification within 30 days of your request.

Get Help Removing Anthony Wayne Credit Adjusters From Your Credit Report

If dealing with Anthony Wayne Credit Adjusters feels overwhelming, professional help is available. Credit Saint has over 15 years of experience helping people dispute collections and improve their credit. They even offer a 90-day money-back guarantee for extra peace of mind.

To learn more, visit their website or call (855) 281-1510.