Who is Anthony Wayne Credit Adjusters?
Anthony Wayne Credit Adjusters, Inc. is a debt collection agency that is headquartered in Fort Wayne, Indiana. They are a business entity engaged in the practice of pursuing payments of debts owed by individuals or businesses.
If you see them listed on your credit report, it could indicate that you have an unpaid bill or debt that has been transferred to their management.
Who does Anthony Wayne Credit Adjusters collect for?
Anthony Wayne Credit Adjusters serves a wide range of clients, from individual creditors to larger financial institutions. They specialize in recovering past-due debts that haven’t been paid on time. These debts could originate from a variety of sources, such as credit card companies, retail stores, banks, healthcare providers, or other service providers.
Is Anthony Wayne Credit Adjusters legit or a scam?
Anthony Wayne Credit Adjusters is a legitimate company. However, their methods of contact might be viewed as intrusive or annoying by some individuals. They may engage in repeated calls, text messages, or emails in an effort to encourage debt repayment.
How can I remove Anthony Wayne Credit Adjusters from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Anthony Wayne Credit Adjusters Contact Information
Address:
Anthony Wayne Credit Adjusters, Inc.
809 S. Calhoun St. Ste. 100
Fort Wayne, IN 46802
Phone number: (260) 423-9574
Should I contact or pay Anthony Wayne Credit Adjusters?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Anthony Wayne Credit Adjusters is to work with a credit repair professional. They help remove millions of negative items every year from companies like Anthony Wayne Credit Adjusters on behalf of their clients.
Will Anthony Wayne Credit Adjusters sue me or garnish my wages?
As a debt collection agency, Anthony Wayne Credit Adjusters has the right to pursue legal action if a debtor fails to fulfill their obligation, including filing a lawsuit. If they win the case, they may be able to garnish your wages, depending on the laws in your state.
However, before it reaches that point, you will have several opportunities to negotiate or make arrangements to pay off your debt. If you receive a court summon or notice of lawsuit from them, it is crucial not to ignore it and to seek legal advice.
Anthony Wayne Credit Adjusters Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Anthony Wayne Credit Adjusters
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Anthony Wayne Credit Adjusters to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Anthony Wayne Credit Adjusters cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Anthony Wayne Credit Adjusters must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Anthony Wayne Credit Adjusters cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Anthony Wayne Credit Adjusters From Your Credit Report Today!
Credit Saint offers assistance with disputing Anthony Wayne Credit Adjusters collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
