Who is Apelles, LLC?
Apelles, LLC is a national debt collection agency based in Columbus, Ohio. Their business revolves around recovering unpaid debts on behalf of various companies.
If you see Apelles, LLC on your credit report, it generally indicates that you have an unpaid bill which has been transferred to them for collection.
Who does Apelles, LLC collect for?
Apelles, LLC serves a broad range of clients across several sectors. They provide debt collection services for financial institutions, retail service organizations, government entities, medical care providers, and business service providers.
Is Apelles, LLC legit or a scam?
Apelles, LLC is a legitimate debt collection agency. They are authorized to collect unpaid debts for their clients and operate under the guidelines of federal and state laws governing debt collection. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Apelles, LLC from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Apelles, LLC Contact Information
3700 Corporate Drive Suite 240
Columbus, OH 43231
Phone number: (800) 825-4425 or (614) 899-7322
Should I contact or pay Apelles, LLC?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Apelles, LLC is to work with a credit repair professional. They help remove millions of negative items every year from companies like Apelles, LLC on behalf of their clients.
Will Apelles, LLC sue me or garnish my wages?
Apelles, LLC has the capacity to sue a debtor for unpaid debts. If they win the lawsuit, they could potentially obtain a court order to garnish your wages.
However, initiating a lawsuit is often a last resort for many debt collection agencies. It typically happens when other attempts to collect the debt have been unsuccessful. The decision to sue can depend on various factors, such as the size of the debt and the likelihood of recouping the debt through a lawsuit.
Apelles, LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Apelles, LLC
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Apelles, LLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Apelles, LLC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Apelles, LLC must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Apelles, LLC cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Apelles From Your Credit Report Today!
Credit Saint can assist you in disputing Apelles accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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