Who is Apex Asset Management?
Apex Asset Management, LLC is a debt collection agency located in Lancaster, Pennsylvania. They purchase or manage debt portfolios from original creditors.
If you see Apex Asset Management on your credit report, it signifies that they have taken over a debt you owe.
Who does Apex Asset Management collect for?
Apex Asset Management serves various sectors, handling commercial debts, unpaid education fees, outstanding medical bills, retail debts, and delinquent utility payments.
Is Apex Asset Management legit or a scam?
Apex Asset Management is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Apex Asset Management from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Apex Asset Management, LLC Contact Information
Address:
Apex Asset Management, LLC
2501 Oregon Pike, Ste 201
Lancaster, PA 17601
Phone number: (888) 592-2144
Should I contact or pay Apex Asset Management?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Apex Asset Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Apex on behalf of their clients.
Will Apex Asset Management sue me or garnish my wages?
Apex Asset Management, like any debt collector, could potentially sue you if you fail to pay the debt. If they win the lawsuit and receive a judgment against you, they could possibly garnish your wages as allowed by your state’s laws.
Apex Asset Management, LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Apex Asset Management
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Apex Asset Management to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Apex Asset Management cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Apex Asset Management must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Apex Asset Management cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Apex Asset Management From Your Credit Report Today!
Credit Saint offers assistance with disputing Apex Asset Management collections. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
