Apex Asset Management

Who is Apex Asset Management?

Apex Asset Management, LLC is a debt collection agency located in Lancaster, Pennsylvania. They purchase or manage debt portfolios from original creditors.

If you see Apex Asset Management on your credit report, it signifies that they have taken over a debt you owe.

Who does Apex Asset Management collect for?

Apex Asset Management serves various sectors, handling commercial debts, unpaid education fees, outstanding medical bills, retail debts, and delinquent utility payments.

Is Apex Asset Management legit or a scam?

Apex Asset Management is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Apex Asset Management from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Apex Asset Management, LLC Contact Information

Address:

Apex Asset Management, LLC
2501 Oregon Pike, Ste 201
Lancaster, PA 17601

Phone number: (888) 592-2144

Should I contact or pay Apex Asset Management?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Apex Asset Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Apex on behalf of their clients.

Will Apex Asset Management sue me or garnish my wages?

Apex Asset Management, like any debt collector, could potentially sue you if you fail to pay the debt. If they win the lawsuit and receive a judgment against you, they could possibly garnish your wages as allowed by your state’s laws.

Apex Asset Management, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Apex Asset Management

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Apex Asset Management to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Apex Asset Management may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Apex Asset Management must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Apex Asset Management cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Apex Asset Management From Your Credit Report Today!

Credit Saint can assist you in disputing Apex Asset Management collections. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.