Apex Asset Management

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Is Apex Asset Management hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Apex Asset Management?

Apex Asset Management, LLC is a debt collection agency located in Lancaster, Pennsylvania. They purchase or manage debt portfolios from original creditors.

If you see Apex Asset Management on your credit report, it signifies that they have taken over a debt you owe.

Who does Apex Asset Management collect for?

Apex Asset Management serves various sectors, handling commercial debts, unpaid education fees, outstanding medical bills, retail debts, and delinquent utility payments.

Is Apex Asset Management legit or a scam?

Apex Asset Management is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Apex Asset Management from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Apex Asset Management, LLC Contact Information

Address:

Apex Asset Management, LLC
2501 Oregon Pike, Ste 201
Lancaster, PA 17601

Phone number: (888) 592-2144

Should I contact or pay Apex Asset Management?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Apex Asset Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Apex on behalf of their clients.

Will Apex Asset Management sue me or garnish my wages?

Apex Asset Management, like any debt collector, could potentially sue you if you fail to pay the debt. If they win the lawsuit and receive a judgment against you, they could possibly garnish your wages as allowed by your state’s laws.

Apex Asset Management, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Apex Asset Management

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Apex Asset Management to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Apex Asset Management cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Apex Asset Management must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Apex Asset Management cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Apex Asset Management From Your Credit Report Today!

Credit Saint can help you dispute Apex Asset Management collections. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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