Who is AR Resources?
AR Resources, Inc. is a debt collection agency and a comprehensive accounts receivable management company based in Jacksonville, Florida. Their role involves collecting debts on behalf of other entities.
If you see AR Resources listed on your credit report, it typically means they have been assigned or have purchased a debt that you allegedly owe. This usually happens when a bill or debt has been defaulted on and the original creditor has transferred or sold the debt to a collection agency like AR Resources to recover the funds.
Who does AR Resources, Inc. collect for?
AR Resources, Inc. collects debts for a wide range of companies across various industries. These include automotive, banking, construction, dental, educational loan providers, healthcare providers, heating & air, lawn care, marketing, martial arts, plumbing, property management, rental properties, and small businesses.
Is AR Resources, Inc. legit or a scam?
AR Resources, Inc. is a legitimate company. However, they may use aggressive communication methods such as repeated phone calls, texts, or emails, which can be perceived as intrusive or as spam. Despite these practices, they are a legitimate business.
How can I remove AR Resources from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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AR Resources, Inc. Contact Information
Address:
AR Resources, Inc.
1777 Sentry Pkwy W,
Blue Bell, PA 19422
AR Resources, Inc.
3107 Spring Glen Rd Ste 214
Jacksonville, FL 32207
Mailing address:
AR Resources, Inc.
PO Box 1056
Blue Bell, PA 19422
Phone number: (888) 277-1887
Should I contact or pay AR Resources?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with AR Resources is to work with a credit repair professional. They help remove millions of negative items every year from companies like AR Resources on behalf of their clients.
Will AR Resources, Inc. sue me or garnish my wages?
Like most debt collection agencies, AR Resources, Inc. does have the ability to sue for unpaid debts, but this is generally a last resort due to the time, cost, and resources involved. If they choose to sue and they win a judgement against you, they could potentially garnish your wages, depending on the laws in your state.
AR Resources, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with AR Resources, Inc.
Collection agencies must abide by state and federal laws in the United States. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for AR Resources, Inc. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- AR Resources, Inc. cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- AR Resources, Inc. must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- AR Resources, Inc. cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove AR Resources From Your Credit Report Today!
Credit Saint offers assistance with disputing AR Resources accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
