AR Resources

Is AR Resources hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is AR Resources?

AR Resources, Inc. is a debt collection agency and a comprehensive accounts receivable management company based in Jacksonville, Florida. Their role involves collecting debts on behalf of other entities.

If you see AR Resources listed on your credit report, it typically means they have been assigned or have purchased a debt that you allegedly owe. This usually happens when a bill or debt has been defaulted on and the original creditor has transferred or sold the debt to a collection agency like AR Resources to recover the funds.

Who does AR Resources, Inc. collect for?

AR Resources, Inc. collects debts for a wide range of companies across various industries. These include automotive, banking, construction, dental, educational loan providers, healthcare providers, heating & air, lawn care, marketing, martial arts, plumbing, property management, rental properties, and small businesses.

Is AR Resources, Inc. legit or a scam?

AR Resources, Inc. is a legitimate company. However, they may use aggressive communication methods such as repeated phone calls, texts, or emails, which can be perceived as intrusive or as spam. Despite these practices, they are a legitimate business.

How can I remove AR Resources from my credit report?

AR Resources collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

AR Resources, Inc. Contact Information


AR Resources, Inc.
1777 Sentry Pkwy W,
Blue Bell, PA 19422

AR Resources, Inc.
3107 Spring Glen Rd Ste 214
Jacksonville, FL 32207

Mailing address:

AR Resources, Inc.
PO Box 1056
Blue Bell, PA 19422

Phone number: (888) 277-1887

Should I contact or pay AR Resources?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with AR Resources is to work with a credit repair professional. They help remove millions of negative items every year from companies like AR Resources on behalf of their clients.

Will AR Resources, Inc. sue me or garnish my wages?

Like most debt collection agencies, AR Resources, Inc. does have the ability to sue for unpaid debts, but this is generally a last resort due to the time, cost, and resources involved. If they choose to sue and they win a judgement against you, they could potentially garnish your wages, depending on the laws in your state.

AR Resources, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with AR Resources, Inc.

Collection agencies must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for AR Resources, Inc. to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • AR Resources, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • AR Resources, Inc. must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • AR Resources, Inc. cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove AR Resources From Your Credit Report Today!

Lexington Law can assist you in disputing AR Resources accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.