AR Resources


Is AR Resources hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is AR Resources?

AR Resources, Inc. is a debt collection agency and a comprehensive accounts receivable management company based in Jacksonville, Florida. Their role involves collecting debts on behalf of other entities.

If you see AR Resources listed on your credit report, it typically means they have been assigned or have purchased a debt that you allegedly owe. This usually happens when a bill or debt has been defaulted on and the original creditor has transferred or sold the debt to a collection agency like AR Resources to recover the funds.

Who does AR Resources, Inc. collect for?

AR Resources, Inc. collects debts for a wide range of companies across various industries. These include automotive, banking, construction, dental, educational loan providers, healthcare providers, heating & air, lawn care, marketing, martial arts, plumbing, property management, rental properties, and small businesses.

Is AR Resources, Inc. legit or a scam?

AR Resources, Inc. is a legitimate company. However, they may use aggressive communication methods such as repeated phone calls, texts, or emails, which can be perceived as intrusive or as spam. Despite these practices, they are a legitimate business.

How can I remove AR Resources from my credit report?

AR Resources collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

AR Resources, Inc. Contact Information


AR Resources, Inc.
1777 Sentry Pkwy W,
Blue Bell, PA 19422

AR Resources, Inc.
3107 Spring Glen Rd Ste 214
Jacksonville, FL 32207

Mailing address:

AR Resources, Inc.
PO Box 1056
Blue Bell, PA 19422

Phone number: (888) 277-1887

Should I contact or pay AR Resources?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with AR Resources is to work with a credit repair professional. They help remove millions of negative items every year from companies like AR Resources on behalf of their clients.

Will AR Resources, Inc. sue me or garnish my wages?

Like most debt collection agencies, AR Resources, Inc. does have the ability to sue for unpaid debts, but this is generally a last resort due to the time, cost, and resources involved. If they choose to sue and they win a judgement against you, they could potentially garnish your wages, depending on the laws in your state.

AR Resources, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with AR Resources, Inc.

Collection agencies must abide by state and federal laws in the United States. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for AR Resources, Inc. to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • AR Resources, Inc. cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • AR Resources, Inc. must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • AR Resources, Inc. cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove AR Resources From Your Credit Report Today!

Credit Saint can help you dispute AR Resources accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.