Who is ARC Management Group?
ARC Management Group, LLC is a debt collection agency based in Kennesaw, Georgia. They manage debt collections for a variety of industries, acting as intermediaries between creditors and debtors.
If you see ARC Management Group on your credit report, it signifies that you have an outstanding debt that has been transferred to them for collection.
Who does ARC Management Group collect for?
ARC Management Group’s client base covers a broad range of sectors. They collect on behalf of government agencies, which can include outstanding taxes or fines. In the utilities and communication sectors, they manage unpaid bills such as electricity, water, internet, or cable.
They also work with healthcare providers to recover unpaid medical bills and with financial service companies to collect on unpaid loans or credit card debt. Additionally, they also handle student loans, helping to recover funds for educational institutions or loan providers.
Is ARC Management Group legit or a scam?
ARC Management Group is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove ARC Management Group from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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ARC Management Group, LLC Contact Information
Address:
ARC Management Group, LLC
1825 Barrett Lakes Blvd Suite 505
Kennesaw, GA 30144
Phone number: (866) 510-9754
Should I contact or pay ARC Management Group, LLC?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit. However, sometimes it’s better just to pay delinquent accounts, especially if they’re new, and you’re certain they’re legit.
The most effective way to deal with ARC Management Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like ARC Management Group, LLC on behalf of their clients.
Will ARC Management Group, LLC sue me or garnish my wages?
ARC Management Group, LLC is entitled to sue you to collect the debt. However, whether they will do so depends on various factors, such as the size of the debt, the potential for repayment, and state laws.
If they successfully sue and obtain a judgment against you, they might be able to garnish your wages or take other steps to collect the debt, but this also depends on the laws in your state.
ARC Management Group, LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with ARC Management Group, LLC
Collection agencies must abide by state and federal laws in the United States. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for ARC Management Group, LLC to report inaccurate or incomplete information on your credit file.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- ARC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- ARC must be honest about who they are and their purpose. They must notify you that they are a consumer collection agency both orally and in writing.
- ARC cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove ARC Management Group From Your Credit Report Today!
Credit Saint offers assistance with disputing ARC Management Group collections. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
