How to Remove Armada Corp From Your Credit Report

If you spotted Armada Corp listed as a collection on your credit report, it likely means a past-due debt has been turned over to them. Collections like this can hurt your credit score for up to seven years—but you may have options to fix it.

Who Is Armada Corp?

Armada Corp is a legitimate debt collection agency based in Wenatchee, Washington. They work with creditors across several industries to collect unpaid debts. You may also see them listed as Armada Corporation on your credit report.

Who Does Armada Corp Collect For?

Armada Corp provides collection services for:

• Healthcare providers
• Financial companies
• Retail businesses
• Government agencies
• Utility companies
• Other service providers

If you owe a debt in one of these categories, there’s a chance Armada Corp is collecting on it.

Is Armada Corp a Scam?

Armada Corp is not a scam. They are a real collection agency operating within the rules of federal and state law. That said, it’s always smart to verify the debt before paying. Errors, outdated accounts, or fraudulent activity can lead to incorrect collections showing up on your credit report.

How to Remove Armada Corp From Your Credit Report

A collection account can stay on your credit report for seven years, but there are ways to potentially remove it sooner:

• Dispute Errors: If the collection isn’t yours or contains incorrect details, dispute it with the credit bureaus. They are required to investigate and correct any inaccurate information.
• Request Debt Validation: You have the right to ask Armada Corp to prove the debt is valid and belongs to you. If they can’t, they must stop collection efforts and remove the account.
• Negotiate a Pay-for-Delete: In some cases, you can offer payment in exchange for having the collection removed. Get any agreement in writing before sending payment.
• Work With a Credit Repair Service: If you’re not sure how to handle it yourself, credit repair professionals can help challenge inaccurate or outdated information on your credit report.

Should You Contact or Pay Armada Corp?

Before paying or discussing the debt with Armada Corp, make sure the debt is valid, within the statute of limitations, and being reported accurately. Making a payment could reset the statute of limitations, which may allow creditors to pursue legal action for a longer period.

Many people choose to work with a credit repair service to avoid mistakes and increase their chances of success when dealing with debt collectors.

Can Armada Corp Sue You or Garnish Your Wages?

Yes, Armada Corp can sue you if they believe you owe the debt and you don’t pay. If they win the case, they could get a judgment allowing them to:

• Garnish your wages
• Freeze or levy your bank account

However, lawsuits are often a last resort. Debt collectors usually try to negotiate a settlement or payment plan first.

Armada Corp Contact Information

Here’s how to reach them:

Armada Corp
93 Eastmont Ave., Suite 100
East Wenatchee, WA 98802

Phone: (509) 884-8000 or (800) 949-2372

Common Complaints About Armada Corp

Like many collection agencies, Armada Corp has complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common issues include:

• Incorrect reporting
• Failure to verify debts
• Aggressive or harassing collection tactics

If you experience similar problems, you can file a complaint with the CFPB or your state’s attorney general.

Your Rights When Dealing With Armada Corp

The Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) protect you from unfair or deceptive practices. Debt collectors must follow these rules:

• They cannot report false or incomplete information to the credit bureaus.
• You can request debt validation within 30 days of first contact. They must prove the debt is yours and accurate.
• They cannot harass, threaten, or repeatedly call you.
• They must identify themselves as a debt collection agency during all communications.
• They cannot threaten arrest or legal action they are not legally allowed to take.

Knowing your rights helps you deal with debt collectors confidently and protects your credit profile.

Ready to Remove Armada Corp From Your Credit Report?

Dealing with collections can feel stressful, but you don’t have to face it alone. Credit Saint has helped thousands of people remove inaccurate or outdated negative items from their credit reports—including collection accounts from agencies like Armada Corp.

They even offer a 90-day money-back guarantee, so you can work toward better credit with peace of mind.

Visit their website or call (855) 281-1510 for a free credit consultation.