AscensionPoint Recovery Services


Is AscensionPoint Recovery Services hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is AscensionPoint Recovery Services, LLC?

AscensionPoint Recovery Services, LLC (APRS) is a debt collection agency headquartered in Coon Rapids, Minnesota. As part of their operations, they aim to collect unpaid debts on behalf of various entities.

If you have an outstanding bill that has not been paid, the debt may be transferred to a collection agency such as APRS. In such cases, you may see AscensionPoint Recovery Services listed on your credit report as a collections account.

Who does AscensionPoint Recovery Services collect for?

AscensionPoint Recovery Services specializes in a unique area of debt collection known as decedent debt recovery. This means they focus on collecting debts owed by individuals who have passed away. These debts are often owed to financial institutions and debt buyers.

When someone dies, their estate typically becomes responsible for settling any outstanding debts. AscensionPoint steps in to facilitate this process, ensuring that creditors recover the debts owed to them from these estates.

Is AscensionPoint Recovery Services legit or a scam?

AscensionPoint Recovery Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove AscensionPoint Recovery Services from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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AscensionPoint Recovery Services, LLC Contact Information


AscensionPoint Recovery Services
200 Coon Rapids Boulevard NW Ste 200
Coon Rapids, MN 55433

Phone number: (888) 806-9074

Should I contact or pay AscensionPoint Recovery Services, LLC?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with AscensionPoint Recovery Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like AscensionPoint Recovery Services on behalf of their clients.

Will AscensionPoint Recovery Services, LLC sue me or garnish my wages?

AscensionPoint Recovery Services, LLC does have the legal right to sue you for an outstanding debt. If they win the lawsuit and secure a judgment against you, that judgment could allow them to garnish your wages or levy your bank account.

However, it’s important to note that initiating a lawsuit is generally a last resort for debt collection agencies. Lawsuits are time-consuming, expensive, and there’s no guarantee they will result in the collection agency obtaining the full amount owed. Thus, many collection agencies prefer to negotiate a payment plan with you to recover the debt.

AscensionPoint Recovery Services, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with AscensionPoint Recovery Services, LLC

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for AscensionPoint Recovery Services to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • AscensionPoint Recovery Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • AscensionPoint Recovery Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • AscensionPoint Recovery Services cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove AscensionPoint From Your Credit Report Today!

Credit Saint can help you dispute AscensionPoint collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.