AscensionPoint Recovery Services

Who is AscensionPoint Recovery Services, LLC?

AscensionPoint Recovery Services, LLC (APRS) is a debt collection agency headquartered in Coon Rapids, Minnesota. As part of their operations, they aim to collect unpaid debts on behalf of various entities.

If you have an outstanding bill that has not been paid, the debt may be transferred to a collection agency such as APRS. In such cases, you may see AscensionPoint Recovery Services listed on your credit report as a collections account.

Who does AscensionPoint Recovery Services collect for?

AscensionPoint Recovery Services specializes in a unique area of debt collection known as decedent debt recovery. This means they focus on collecting debts owed by individuals who have passed away. These debts are often owed to financial institutions and debt buyers.

When someone dies, their estate typically becomes responsible for settling any outstanding debts. AscensionPoint steps in to facilitate this process, ensuring that creditors recover the debts owed to them from these estates.

Is AscensionPoint Recovery Services legit or a scam?

AscensionPoint Recovery Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove AscensionPoint Recovery Services from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

AscensionPoint Recovery Services, LLC Contact Information

Address:

AscensionPoint Recovery Services
200 Coon Rapids Boulevard NW Ste 200
Coon Rapids, MN 55433

Phone number: (888) 806-9074

Should I contact or pay AscensionPoint Recovery Services, LLC?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with AscensionPoint Recovery Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like AscensionPoint Recovery Services on behalf of their clients.

Will AscensionPoint Recovery Services, LLC sue me or garnish my wages?

AscensionPoint Recovery Services, LLC does have the legal right to sue you for an outstanding debt. If they win the lawsuit and secure a judgment against you, that judgment could allow them to garnish your wages or levy your bank account.

However, it’s important to note that initiating a lawsuit is generally a last resort for debt collection agencies. Lawsuits are time-consuming, expensive, and there’s no guarantee they will result in the collection agency obtaining the full amount owed. Thus, many collection agencies prefer to negotiate a payment plan with you to recover the debt.

AscensionPoint Recovery Services, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with AscensionPoint Recovery Services, LLC

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for AscensionPoint Recovery Services to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• AscensionPoint Recovery Services may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• AscensionPoint Recovery Services must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• AscensionPoint Recovery Services cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove AscensionPoint From Your Credit Report Today!

Credit Saint can assist you in disputing AscensionPoint collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.